Shopping for Flagstaff, AZ Auto Insurance?

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Flagstaff, AZ Auto Insurance from Top-Rated Insurance Companies

The right Arizona Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed.  Car Insurance in Arizona can protect against damage to your auto by an accident, fire, theft, or other covered event.  Arizona Car Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle.  It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Arizona Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online.  Be sure to ask an Greene Insurance Agent about your Arizona Auto Insurance coverage and free car insurance quotes.  We’re here for you!

Ways to help lower your Arizona Auto Insurance – Car Insurance Discounts

Bundle & Save up to 40% on your Arizona Auto Insurance:

• Bundle Auto Insurance with your Home Insurance
• Bundle Auto Insurance with your Condo Insurance
• Bundle Car Insurance with your Class A Motorhome Insurance
• Bundle Auto & Property Insurance with Motorcycle Insurance
• Bundle Auto & Property Insurance with Personal Umbrella Insurance
• Bundle Auto & Home Insurance with your Watercraft Insurance

Good Driver or Safe Driver Discount – You may be eligible to receive this Auto Insurance discount if each of the drivers in the household has had no moving violations such as accidents, speeding tickets or reckless driving and no at-fault accidents.

Advanced Quote Discount – If you call for an auto insurance quote at least 8 days prior to your auto insurance renewal or the car insurance policy effective date, you may receive an advanced quote discount on your auto insurance policy.

Claims Free Discount –  If you car insurance policy has had no claims the past several years (period of time usually 5 to 7 years depending on insurance company), most auto insurance policies are eligible to receive a claims free discount.

When shopping for Arizona Car Insurance, remember that car insurance companies can use the following factors to determine rates when shopping for car insurance:

• Driving record
• Age
• Gender
• Marital status
• Location
• Your car’s make and model
• Your average mileage
• Credit history
• The types of optional car insurance you purchase
• Your deductible (out-of-pocket expenses you must pay towards a claim)
• The higher your deductible, the lower your premium

Good Student Discount – Do you have a student in high school or college with a GPA of 3.0 or better?  Your car insurance could qualify for a Good Student discount if your child is listed as a driver on the car insurance policy and is over 16 years of age and is a full-time student (high school or college).  Eligible high school and college students may receive Car Insurance Discounts for maintaining a higher grade point average (GPA).  Each insurance company has different requirements, ask your agent at Greene Insurance for more details.

Student Away at School Discount – See below for who qualifies for discount on auto insurance

• Is a student who resides at a school more than 100 miles away from home with no vehicle in their possession at school.
• Drives the auto at the primary residence only while home during the school vacation, breaks or holidays.

Arizona State Minimum Car Insurance Requirements:

If you own and register a vehicle(s) in the State of Arizona, you must obtain Arizona Car Insurance which complies with state law.  Car Insurance protects you, others and your finances in the event of a car accident.*

What is the minimum required coverage in Arizona?

• $25,000 bodily injury liability per person
• $50,000 bodily injury liability per accident
• $15,000 property damage liability

*  The State of Arizona monitors car insurance compliance through an insurance carrier database with insurance reporting by the car VIN number. Make sure your car insurance company has the correct VIN # for proper reporting to the State of Arizona.

If you are found not to have your vehicle insured with at least the state minimum required car insurance limits, your vehicle registration and driver’s license can and will be suspended by the State of Arizona.

You are required to carry an auto insurance identification card in your vehicle at all times. If you are involved in an accident or stopped for a moving violation, you will be asked to provide the police officer the auto insurance id card as proof of insurance. If you are unable to provide a police officer with proof of Arizona Car Insurance, you will be considered an un-insured driver and likely be issued a traffic citation.

If you are convicted of driving a vehicle registered in the State of Arizona without a valid Arizona Car Insurance policy, you will face the following penalties:

• Suspension of your Arizona Vehicle registration
• Fines
• Possible suspension of your Arizona Drivers License

How much does Car Insurance cost in Arizona?

The average cost of Car Insurance in Arizona is $1,782 per year.  However, your individual rates will vary depending on a number of factors, such as your age, driving history, and the type of car you drive.

What factors affect your Arizona Car Insurance rates?

• Drivers Age: Younger drivers typically pay higher rates than older drivers.
• Your driving history: Drivers with clean driving records typically pay lower rates than drivers with accidents or traffic violations.
• The type of car you drive: More expensive cars typically have higher insurance rates.
• Your location: Drivers who live in more urban areas typically pay higher rates than drivers who live in rural areas.

Ways to help lower your Arizona Auto Insurance

Bundle & Save up to 40% on your Arizona Auto Insurance

• Bundle your Arizona Auto Insurance with your Arizona Home Insurance
• Bundle your Arizona Auto Insurance with your Arizona Renters Insurance
• Bundle Arizona Auto Insurance with your Arizona Condo Insurance

Arizona Auto Insurance Discounts

Good Student Discount –  Do you have a student in high school or college with a GPA of 3.0 or better?  You could qualify for a Good Student discount if your child is listed as a driver on the car insurance policy, over 16 years of age and is a full-time student (high school or college). Eligible high school and college students may receive Arizona Car Insurance Discounts for maintaining a higher grade point average (GPA).  Each insurance company has different requirements, ask your agent at Greene Insurance for more details.

Good Driver Discount – You may be eligible to receive this Arizona Auto Insurance discount if each of the drivers in the household has had no moving violations and no at-fault accidents during the past three years.

Student Away at School Discount –  This discount applies to a vehicle when each of the assigned drivers under the age of 25:

• Is a student who resides at school more than 100 miles from home
• Drives the automobile only while home during the school vacation or holiday periods
• Keeps the automobile at home while away at school

Arizona Auto Insurance Requirements:

If you own and register an Car in Arizona, you’re required to obtain Arizona Auto Insurance.  It is important if you have relocated from another state to Arizona, you obtain Arizona Auto Insurance ASAP before you register your vehicle in Arizona. If you look at the top of your Auto Insurance ID card, it should read “Arizona Auto Insurance ID card”.  If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Laws. *It is important to note, If you don’t purchase Arizona Auto Insurance as soon as you register your vehicle in Arizona, your Arizona Vehicle Registration will be suspended and as the vehicle owner, you will be fined under the Arizona Mandatory Insurance Law. All vehicles registered in the State of Arizona must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.

Arizona Auto Insurance State Minimum Limits:

Arizona requires drivers to maintain auto insurance coverage that meets or exceeds the state minimum by Arizona Law.

* As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:

• Bodily injury liability coverage:  Minimum $25,000 bodily per person / $50,000 per accident
• Property damage liability coverage: $15,000 minimum
• Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
• Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident

*While this is the Arizona State Minimum for Car Insurance, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.

Flagstaff, Arizona Insurance

Insuring families & businesses since 1962

Since 1962, our family has been protecting families and businesses through personal and business insurance products.  As an Independent Insurance Agent, the Insurance Professionals at Greene Insurance will review your present insurance and compare rates from dozens of top-rated insurance companies. Greene Insurance Group offers personal insurance products such as: Auto Insurance, Home Insurance, RV Insurance, Umbrella Insurance, Life Insurance & more.  Greene Insurance offers Business Insurance products such as: Business Liability Insurance, Business Property Insurance, Commercial Auto Insurance, Workers Compensation Insurance, Professional Liability Insurance, Malpractice Insurance & more.

We provide best in class service to our clients

At Greene Insurance, We promise best in class customer service. We live and work here in Arizona and we’re ready to provide the best in personalized service. We work in our offices everyday, we answer our phones, return our calls and emails and we are here to serve you!  You can depend on the Professionals at Greene Insurance Group.

At Greene Insurance, we customize insurance to fit our clients and their needs.  When you call Greene Insurance Group, you can relax knowing we’re comparing insurance rates and coverage from dozens of top-rated insurance companies.

We all know how difficult and frustrating it can be to when your unable to reach a live person or transferred around from department to department when calling large companies.  Many companies are now forcing people to utilize chat bots or leave voicemails leaving people frustrated with no answers, no point of contact and no local insurance agency office to visit.  At Greene Insurance, we answer our phones and our team work in professional offices with secure protocols to protect our clients personal and business information.  Once you select Greene Insurance, we’ll remain your local Arizona Insurance Agent and our team will be here to assist with any questions. policy updates or claims related to your insurance.  At Greene Insurance Group, we answer your calls and return your emails.  It’s our promise to always deliver world class service to our clients.

We don’t work for an insurance company, We’re Independent & work our clients

Greene Insurance Group is an Independent Insurance Agent in Arizona serving these Arizona Communities:

Scottsdale, Phoenix, Paradise Valley, Fountain Hills, Cave Creek, Carefree, Anthem, Chandler, Gilbert, Queen Creek, San Tan Valley, Catalina Foothills, Marana, Oro Valley, Ahwatukee, Goodyear, Verrado, Litchfield Park, Surprise, Peoria, Prescott, Prescott Valley, Sedona, Flagstaff and surrounding areas.  Call or click for free Arizona Insurance Quotes.