Arizona Workers Compensation Insurance

Call (480) 657-2800 for Arizona Workers Compensation Insurance Quotes

Protect your employees and Arizona business with Workers Compensation Insurance

Workers compensation insurance can pay for medical care and physical rehabilitation of employees injured at work and can help to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.

Arizona Workers Compensation Insurance

Call us at: (480) 657-2800 or (888) 958-5622 for Insurance Quotes

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How does workers’ compensation insurance work?

Every state has its own unique workers’ compensation laws that employers must follow. These regulations help ensure that employers provide coverage for the cost of work-related injuries or occupational diseases, regardless of employee negligence.

An employee can only receive benefits if their injury or illness relates to their job duties or employment. Workers’ comp insurance could cover injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.

If an employee isn’t acting within the scope of their employment and becomes injured, such as playing a game with friends on a day off, workers’ compensation insurance won’t cover them.

Who needs workers’ compensation insurance?

If you don’t purchase workers’ compensation insurance coverage, you place your business at high risk. Not only can you face a lawsuit for workplace injuries, but you’ll likely be fined for breaking the law.Workers’ compensation insurance is required by law in almost every state. Some worker exemptions exist, so you’ll want to check with your state to find out if coverage is mandatory for your business.

Keep in mind, workers’ compensation insurance protects not only your employees, but your small business too. For example, if your insurance is compliant with state law, an employee who receives benefits can’t sue you for their injuries or lost wages.

They can, however, sue you for things that aren’t covered under the workers’ comp portion of your policy. Employer’s liability insurance is also included in your policy to pay for court costs and legal fees if you’re involved in such a lawsuit.

We can help your business find complete solutions to your unique Workers Compensation Insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line. Coverage for office workers using their own vehicles on company business is often needed.  If you have employees, it is critical that you consider AZ workers compensation insurance coverage.

We also offer other business insurance products such as:  general liability insurance, commercial property insurance, business personal property, commercial auto insurance, inland marine insurance and more.

About Greene Insurance Group

Since 1962, our family has pledged to protect families and businesses through personal insurance and business insurance products. As a local and family-owned Arizona Insurance Agent, we offer personal and business insurance from dozens of top-rated insurance companies.

“We work for you, we’re not employed by an insurance company”

As an Independent Insurance Agent in Arizona, we work for you.  We’re not owned by or contracted with any one insurance company.  This allows our insurance licensed insurance agents to find the best coverage at the best prices from dozens of top-rated insurance companies.

No Fees to use our agency

There’s no additional fee for our service and when you select Greene Insurance, you’ll receive local service from our Arizona Insurance Agency during normal business hours, not a call center.

We’ll be your local Arizona Insurance Agency for service

We’ll be here to assist you with any changes to your policy, insurance coverage or claims. Greene Insurance can better serve our clients and their individual coverage needs.

There are 2 types of insurance agents – Independent Insurance Agents and Captive Insurance Agents.

  • Independent Insurance Agents may offer insurance from multiple insurance companies.
  • Captive insurance agents (State Farm, Geico, Farmers) only offer insurance from one company.

We welcome the opportunity to earn your business and we want to serve and protect you and your family.

Independent Insurance Agent in Arizona

Offering Insurance from Top-Rated Insurance Companies:

As an Arizona Insurance Agent, Greene Insurance Group serves all of Arizona including communities of: Phoenix, Scottsdale, Paradise Valley, Cave Creek, Carefree, Anthem, Chandler, Gilbert, Mesa, Queen Creek, San Tan Valley, Tucson, Marana, Oro Valley, Ahwatukee Foothills, Goodyear, Buckeye, Surprise, Peoria, Prescott, Prescott Valley, Sedona, Flagstaff and surrounding areas.