Arizona Auto Insurance
Call 480-657-2800 or 888-958-5622 for Arizona Auto Insurance Quotes
Shopping for Arizona Auto Insurance?
The right Arizona Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed. Auto Insurance can protect against damage to your auto by an accident, fire, theft, or other covered event.
Arizona Car Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle. It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Arizona Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online. Be sure to ask an Greene Insurance Agent about your Arizona Car Insurance coverage and free quotes. We’re here for you!
Ways to help lower your Arizona Auto Insurance Costs
There are several ways to lower your Arizona Auto Insurance Rates.
Bundle your Arizona Car Insurance with your Arizona property insurance and you could save up to 35%.
- Arizona Auto and Homeowners
- Arizona Auto and Renters
- Arizona Auto and Condominium
Good Student Discount
Do you have a student in high school or college with a GPA of 3.0 or better? You could qualify for a Good Student discount if your child is listed as a driver on the car insurance policy, over 16 years of age and is a full-time student (high school or college). Eligible high school and college students may receive Arizona Insurance Discounts for maintaining a higher grade point average (GPA). Each insurance company has different requirements, ask an Insurance Agent at Greene Insurance for more details.
Arizona Auto Insurance Coverage
Collision Insurance – Pays for damage caused to your car in an auto accident. Collision Insurance coverage usually comes with a deductible. The deductible is the amount of money you pay toward repairs before the car insurance collision coverage begins paying. You may lower your auto insurance rates if you are willing to pay a higher deductible. Although it’s not legally required by The State of Arizona to carry collision coverage on your Arizona Car Insurance, most banks will likely require this coverage if your vehicle is financed or leased.
Comprehensive Insurance – Covers damage to your car in some way other than a collision. Some examples of Comprehensive Insurance coverage would include: if your vehicle is stolen, vandalized or catches fire. In addition, flood and windshield damage to your vehicle can provide coverage under Comprehensive Insurance coverage on your Arizona Auto Insurance. Although it’s not legally required by The State of Arizona, most banks will likely require Comprehensive Insurance Coverage if your vehicle is financed or leased.
Arizona Auto Registration Requirements
If you own and register a Car in The State of Arizona, you’re required to obtain Arizona Auto Insurance. It is important if you have relocated from another state to Arizona, you obtain Arizona Auto Insurance ASAP before you register your vehicle in Arizona.
If you look at the top of your Auto Insurance ID card, it should read “Arizona Auto Insurance ID”. If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Laws.
*It is important to note, If you DO NOT purchase Arizona Auto Insurance as soon as you register your vehicle in Arizona, your Arizona Vehicle Registration will be suspended and as the vehicle owner, you will be fined under the Arizona Mandatory Insurance Law.
All vehicles registered in the State of Arizona must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.
Arizona Auto Insurance Minimum State Limits
Arizona requires drivers to maintain car insurance coverage that meets or exceeds the state minimum by Arizona Law. *
* As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:
- Bodily injury liability coverage: Minimum $25,000 bodily per person / $50,000 per accident
- Property damage liability coverage: $15,000 minimum
- Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
- Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
Note: While we do not recommend it, Policyholders may reject uninsured and underinsured motorist coverage by signing a rejection form. Ask a licensed agent for details.
*While this is the Arizona State Minimum for Car Insurance, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.
Local & Family-Owned Insurance Agency
Since 1962, our family has pledged to protect families and businesses through personal and business insurance products. As an Independent Insurance Agent, we’re able to compare and customize coverage and find the best rates to fit your needs. We offer personal and business insurance from dozens of top-rated insurance companies and we’ll be your local Insurance Agent for questions about coverage or claims.
Locally – Owned Arizona Independent Insurance Agent
As an local and family-owned Arizona Independent Insurance Agency, Greene Insurance goes to work for you. We customize personal and business insurance coverage to fit our client’s and their individual needs.
We save our clients time & money
We go to work for you saving you time and money. Our Licensed Insurance Agents will ask a series of questions to help us evaluate and customize your insurance protection. Greene Insurance offers property, casualty, and life insurance products from dozens of top-rated insurance companies. When you call Greene Insurance, you can relax and let us compare coverage and rates for you. Once you select Greene Insurance as your local Insurance Agency, we’ll remain your agent and our team will be here to assist you with any questions or changes about your insurance policies and/or claims.
We promise no long hold times to speak with an agent
At Greene Insurance Group, we’re real people living here in Arizona and it’s quite likely we’re your neighbor. We’re not an automated chatbot or overseas call center with long hold times.
Arizona Independent Insurance Agent proudly serving these communities:
As an Arizona Independent Insurance Agency, Greene Insurance Group serves all of Arizona including communities of: Phoenix, Scottsdale, Paradise Valley, Fountain Hills, Cave Creek, Carefree, Anthem, Chandler, Gilbert, Mesa, Queen Creek, San Tan Valley, Tucson, Catalina Foothills, Marana, Oro Valley, Ahwatukee Foothills, Goodyear, Buckeye, Surprise, Waddell, Peoria, Prescott, Prescott Valley, Flagstaff, Sedona and surrounding areas.