Arizona Car Insurance

Call (480) 657-2800 for Arizona Car Insurance Quotes

Arizona Car Insurance Quotes

Shopping for Arizona Car Insurance?

Greene Insurance Group is your one stop for the best coverage and rates on Arizona Car Insurance.  As an Arizona Independent Insurance Agent, Greene Insurance compares Arizona Car Insurance rates from dozens of top-rated insurance companies to find the best coverage and prices on Arizona Insurance.

Uninsured and Under-insured Motorist Insurance

We recommend Arizona drivers carry uninsured and under-insured motorists bodily injury coverage to help cover injuries to you and/or your passengers in a car accident with an uninsured driver (or a driver whose auto insurance limits are not adequate to cover your costs). Uninsured/under-insured motorist car insurance coverage will not cover property damage.

Optional Car Insurance coverage

When shopping for Arizona Car Insurance, consider optional coverage types for further protection. Most Arizona Car Insurance companies offer the following types of optional coverage:

  • Collision – This will help cover damages to your car after a traffic accident.
  • Comprehensive – Helps pay for repairs of non accident-related damages to your car such as fire, theft, vandalism, hail, glass, falling objects.
  • Medical payments – This will help cover costs from accident-related injuries to yourself or passengers.
  • Uninsured motorist property damage – This will cover damage to your car after an accident with an uninsured driver.

Insurance Violations and Penalties in Arizona

The State of Arizona monitors car insurance compliance through:

  • An insurance carrier database with insurance reporting by the VIN number.
  • Verification of proof of insurance during traffic stops.

If you are found not to have car insurance under an Car Insurance Policy, your vehicle registration and drivers license can be suspended.

Traffic Stops

You are required to carry your insurance identification card in your vehicle at all times. If you are involved in an accident or stopped for a moving violation, you will be asked to provide the officer this card as proof of insurance. If you are unable to provide a police officer with proof of insurance, you will be considered an uninsured driver and may be issued a traffic citation. If you are convicted of driving without a valid insurance policy, you will face the following penalties:

  • Suspension of your auto registration
  • Fine

Call (480) 657-2800 or (888) 958-5622

Request Free Insurance Quote

SR-22 Auto Insurance in Arizona

Financial Responsibility Insurance (SR-22/SR22), helps monitor drivers with poor driving records by ensuring that they have car insurance. You may be required to purchase SR-22 insurance and file an SR-22 certificate if you:

  • Have several traffic violations on your record.
  • Have several insurance violations.
  • Have had your driver’s license suspended or revoked.

Your car insurance company can file an SR-22 certificate with the State of Arizona on your behalf.

Determining Your Car Insurance Premium

When shopping for insurance, remember that Arizona car insurance companies can use the following factors to determine your when shopping for car insurance quotes:

  • Driving record
  • Age
  • Gender
  • Marital status
  • Location
  • Your car’s make and model
  • Your average mileage
  • Credit history
  • The types of optional car insurance you purchase
  • Your deductible (out-of-pocket expenses you must pay towards a claim)
  • The higher your deductible, the lower your premium

Arizona Car Insurance Discounts

One way to get affordable car insurance rates is to take advantage of any discounts for which you are eligible. When making car insurance comparisons, ask about the following standard discounts:

  • Good driver discount.
  • Good student discount.
  • Multi-car discount.
  • Homeowner’s discount.
  • Defensive driver discount.
  • This is usually afforded to seniors after taking a defensive driving course.
  • Anti-theft device.
  • Safety device.

While discounts are a great way to get low-cost car insurance, your best bet for affordable Arizona car insurance rates is to maintain a clean driving record. Obey traffic laws and drive safely to get the best possible rates.

Arizona Car Insurance Requirements

To comply with Arizona Insurance Laws, you are required to maintain liability insurance and property damage on your automobile insurance.

Liability insurance helps cover your costs associated with injuries and property damage to others resulting from a car accident you cause.

As of July 1, 2020, the Arizona State Minimum Car Insurance Coverage Limits are:

  • $25,000 for bodily injury per person
  • $50,000 total for bodily injury per accident
  • $15,000 for property damage

The State of Arizona monitors your car insurance status by checking vehicle identification numbers (VIN) to ensure each vehicle carries the Arizona Mandatory Car Insurance Limits. Don’t be caught off guard. The State of Arizona will suspend drivers licenses and vehicle registrations on those motorists without the State Minimum Limits.

Greene Insurance Group

There are 3 ways to purchase insurance – 
  • Direct from the insurance company – Some assume buying insurance direct from the insurance company may offer better rates, but often times they do not. When consumers purchase through a call center, they find themselves waiting on hold in a call queue or waiting for someone on chat. If you purchase online, how do you know you are purchasing the right coverage? Wasting precious time is frustrating. We are Licensed Professionals and we’re here to help!  We answer your calls and questions with Licensed Agents at our local office.
  • Captive Insurance Agents – Captive Insurance Agents offer insurance from one company. (Examples: State Farm, Geico, Farmers, American Family).  They are able to offer insurance from the one insurance company at that company’s rates.
  • Independent Insurance Agents – Independent Insurance Agents such as Greene Insurance Group are truly Independent Agents, not owned or obligated to represent any one insurance company, we offer insurance from dozens of top-rated insurance comapanies.  The Licensed Agents at Greene Insurance are will shop and compare coverage and rates among top-rated companies. At Greene Insurance Group, we save our clients time, money and all the hassles of shopping for insurance.

Arizona Independent Insurance Agent

Arizona Independent Agent & Work for Our Clients

We customize coverage to fit our clients needs & offer the most competitive rates through top-rated insurance companies.

We Save Our Clients Time & Money

Greene Insurance Group is an Arizona Independent Insurance Agent and our licensed insurance agents go to work for you. We’ll ask a series of questions and then carefully begin the search to find the best coverage at the best prices among dozens of top-rated insurance companies.  We customize coverage to fit our client’s individual needs.

We’re Local, Family-Owned & Here to Serve You!

Since 1962, our family has pledged to protect families and businesses through personal insurance and business insurance products.

When you purchase insurance through Greene Insurance, we remain your local Insurance Agency and We’ll be here to assist you with any changes to your policy, questions about coverage or claims.

We welcome the opportunity to earn your business

We want to serve and protect you and your family.

*On limited occasions, there may be an additional fee(s) on risks hard to place due to claims exposure or risks that require surplus lines placement.  Ask for details.

Offering Insurance from Top-Rated Insurance Companies:

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