Shopping for Arizona Car Insurance?
Call (480) 657-2800 for Arizona Car Insurance Quotes
Arizona Car Insurance from Top-Rated Insurance Companies
The right Arizona Car Insurance can help get you back on the road quickly if your car is damaged or destroyed. Auto Insurance in Arizona can protect against damage to your auto by an accident, fire, theft, or other covered event. Arizona Car Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle. It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Arizona Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online. Be sure to ask an Greene Insurance Agent about your Arizona Auto Insurance coverage and free auto insurance quotes. We’re here for you!
Arizona Car Insurance: Everything You Need to Know
What are the different types of car insurance coverage available?
- Bodily injury liability coverage: Pays for the medical expenses of others if you are at fault for an accident.
- Property damage liability coverage: Pays for the repairs or replacement of another person’s property if you are at fault for an accident.
- Comprehensive coverage: Pays for damage to your car from events such as theft, vandalism, and hail
- Collision coverage: Pays for damage to your car from collisions with other vehicles or objects
- Uninsured/underinsured motorist coverage: Pays for your medical expenses and property damage if you are hit by a driver who does not have insurance or does not have enough insurance
- Rental car reimbursement coverage: Pays for the cost of renting a car if your car is damaged or stolen
How to find the best Arizona Auto Insurance policy for you
The best way to find the best Arizona Auto Insurance policy for you is to compare quotes from multiple insurance companies.
As an Arizona Independent Insurance Agent, the insurance agents at Greene Insurance Group will do this for you!
We save you time and money from shopping around for the best coverage and rates on car insurance.
When comparing car insurance quotes, be sure to compare the same types of coverage and deductibles. You should also ask about any car insurance discounts you may be eligible for, such as good driver discounts or multi-policy discounts.
Once you have compared Auto Insurance Quotes, you can choose the policy that best meets your needs and budget.
Tips for saving money on Arizona Car Insurance
But with so many different car insurance companies and policies to choose from, it can be tough to know where to start.
- The easiest way to find the best Arizona Auto Insurance policy for you is to trust the insurance professionals at Greene Insurance Group. We offer car insurance and home insurance from dozens of top-rated insurance companies. We save our clients time and money.
- When comparing quotes, be sure to compare the same types of coverage and deductibles.
- You should also ask about any discounts you may be eligible for, such as good driver discounts or multi-policy discounts.
- Once you have compared quotes, you can choose the policy that best meets your needs and budget.
- Consider raising your deductible. This will lower your premiums, but you will be responsible for paying more out of pocket if you have an accident.
- Bundle your car insurance with other types of insurance, such as homeowners insurance or renters insurance.
- Take advantage of any safe driving programs offered by your insurance company.
By following these tips, you can find the best car insurance policy for your needs and budget.
Arizona Car Insurance Discounts
One way to get affordable car insurance rates is to take advantage of any discounts for which you are eligible. When making car insurance comparisons, ask about the following standard discounts:
- Good or Safe Driver discount – Most Car Insurance Companies offer for those Ticket and Accident Free for 5 years
- Good student discount – Typically a full time student under 24 years of age with GPA of 3.0 or better
- Multi-car discount – More than one vehicle insured on same policy
- Homeowner’s discount – Insure your car and home with same insurance company for multi-policy discount
- Defensive driver discount – This is usually afforded to senior citizens or new student drivers after taking a defensive driving course.
- Anti-theft device – Security Alarm on vehicle
While discounts are a great way to get low-cost car insurance, your best bet for affordable Arizona Car Insurance rates is to maintain a clean driving record. Obey traffic laws and drive safely to get the best possible rates.
How much does Car Insurance cost in Arizona?
The average cost of Car Insurance in Arizona is $1,582 per year. However, your individual rates will vary depending on a number of factors, such as your age, driving history, and the type of car you drive.
What factors affect your Arizona Car Insurance rates?
- Drivers Age: Younger drivers typically pay higher rates than older drivers.
- Your driving history: Drivers with clean driving records typically pay lower rates than drivers with accidents or traffic violations.
- The type of car you drive: More expensive cars typically have higher insurance rates.
- Your location: Drivers who live in more urban areas typically pay higher rates than drivers who live in rural areas.
Car Insurance Requirements by Arizona Law
If you own and register a vehicle(s) in the State of Arizona, you musth obtain Arizona Auto Insurance which complies with state law. Car Insurance protects you, others and your finances in the event of a car accident.*
What is the minimum required coverage in Arizona?
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $15,000 property damage liability
* The State of Arizona monitors car insurance compliance through an insurance carrier database with insurance reporting by the car VIN number. Make sure your car insurance company has the correct VIN # for proper reporting to the State of Arizona.
If you are found not to have your vehicle insured with at least the state minimum required car insurance limits, your vehicle registration and driver’s license can and will be suspended by the State of Arizona.
You are required to carry an auto insurance identification card in your vehicle at all times. If you are involved in an accident or stopped for a moving violation, you will be asked to provide the police officer the auto insurance id card as proof of insurance. If you are unable to provide a police officer with proof of Arizona Car Insurance, you will be considered an un-insured driver and likely be issued a traffic citation.
If you are convicted of driving a vehicle registered in the State of Arizona without a valid Arizona Car Insurance policy, you will face the following penalties:
- Suspension of your Arizona Vehicle registration
- Fines
- Possible suspension of your Arizona Drivers License
What determines Arizona Car Insurance Prices?
When shopping for Arizona Auto Insurance, remember that car insurance companies can use the following factors to determine rates when shopping for car insurance:
- Driving record
- Age
- Gender
- Marital status
- Location
- Your car’s make and model
- Your average mileage
- Credit history
- The types of optional car insurance you purchase
- Your deductible (out-of-pocket expenses you must pay towards a claim)
- The higher your deductible, the lower your premium
Greene Insurance Group – Arizona Insurance Agency
Providing Best in Class Service
Since 1962, our family has pledged to protect families and businesses through personal and business insurance products. As an Independent Insurance Agency in Arizona, Greene Insurance Group will review your present insurance coverage and help you compare insurance rates from dozens of top-rated insurance companies. Greene Insurance Group will be your local Arizona Insurance Agent and we’ll be here to make any changes to your policy, answer questions regarding your insurance coverage or potential claims. You can trust our team of professionals for best in class service.
Arizona Independent Insurance Agent
Greene Insurance Group is an locally-owned Independent Insurance Agent in Arizona offering personal insurance and business insurance from top-rated insurance companies. Unlike many other insurance agencies in Arizona, Greene Insurance Group isn’t owned by an insurance company and we offer insurance from dozens of top-rated insurance companies. We’re a locally-owned Arizona Independent Insurance Agent allowing us to customize insurance coverage to save our clients time and money.
Greene Insurance Group offers Personal Insurance such as: Auto Insurance, Home Insurance, Renters Insurance, Condo Insurance, Landlord Insurance, RV Insurance, Motorcycle Insurance, Motorhome Insurance, Boat Insurance and more.
Greene Insurance Group offers Business Insurance such as: Business Liability Insurance, Commercial Property Insurance, Workers Compensation Insurance, Business Auto Insurance, Inland Marine Insurance, Professional Liability Insurance, Commercial Umbrella Insurance and more.
Insurance from Top-Rated Insurance Companies:
Some of the insurance companies we represent in Arizona include: Auto-Owners, Chubb, Cincinnati, Foremost-Farmers, The Hartford, Liberty Mutual, Main Street-American Family, Mercury, National General-Allstate, Nationwide, Openly, Pacific Specialty, Progressive, Safeco-Liberty Mutual, Travelers, West Bend and many more specialty insurance companies.
Some may assume purchasing insurance online or direct from an insurance company offers more savings. We have found this isn’t the case. Clients who compare our insurance quotes, coverage, discounts and features versus those of our competitors, find the insurance quotes and service we provide rival our competitors.
Client Testimonials & Reviews
Greene Insurance Group of Arizona proudly serves the following communities:
Phoenix, Scottsdale, Paradise Valley, Cave Creek, Carefree, Fountain Hills, Anthem, Chandler, Gilbert, Mesa, Queen Creek, San Tan Valley, Tucson, Marana, Oro Valley, Ahwatukee Foothills, Goodyear, Litchfield Park, Waddell, Buckeye, Surprise, Glendale, Peoria, Prescott, Prescott Valley, Flagstaff, Sedona and surrounding areas.
