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Homeowners Insurance to Protect your Home, Belongings & Liability

Homeowners Insurance can cover the cost of repairing or replacing your home and it’s contents in the event of a covered loss, such as a fire, theft, vandalism or storm.  It also protects you from financial liability if someone is injured on your property.  Home Insurance can also provide liability protection in case someone is injured while on your home and wins a legal judgment against you.

Home Insurance coverage can vary from state to state and by insurance company by what losses are covered, the insurance protection your select and type of residence you own.  The Insurance Professionals at Greene Insurance Group will help you find the best homeowners insurance coverage.

Home Insurance prices can vary:

The cost of Homeowners Insurance will vary depending on a number of factors, including the size and value of your home, the coverage and deductibles you select, and your insurance company.  At Greene Insurance Group, we compare home insurance coverage and rates from top-rated insurance companies to help you find the best coverage at the best prices.

The most common types of Home Insurance Coverage may include:

  • Dwelling Coverage:  Covers the cost of repairing or replacing your home’s structure, including the walls, roof, and foundation in a covered loss.
  • Personal Property Coverage:  Helps cover your personal possessions not permanently attached to your home such as furniture, clothing and appliances.
  • Personal Liability Insurance: Helps cover lawsuits against you, providing protection against legal liability for bodily injury or property damage if a third party is accidentally injured or their property is damaged.
  • Loss of Use:  Covers additional living expenses if you need to vacate your home because of a covered loss.
  • Other coverage:  Some optional coverage or endorsements may be added to your home insurance policy. Ask for details.
  • Scheduled Personal Property Coverage (SPP): If you have special possessions in your home such as: jewelry, fine arts, antiques or collectibles, you may want to talk to your agent about this additional coverage. Scheduled Personal Property Insurance or SPP Coverage provides broader coverage for specific items.

When selecting Home Insurance, consider the following:

  • Your insurance agency and the level of service they provide
  • The size and value of your home
  • The coverage you need and the optional endorsements that may be available
  • Your budget
  • The insurance company’s reputation
  • Your insurance company’s customer service

When Greene Insurance Group, we’ll be here to assist you when you need us.

Bundle & Save up to 40% on your Home Insurance

Do you ever plan to Rent your home or property?

If so, you will want to make sure your home is properly insured.  A standard homeowners insurance policy will NOT provide coverage for use as a Landlord or Rental Home.  For example, if you plant to rent the home as a short-term rental (daily, weekly, monthly or for less than an annual lease), you will want a vacation rental property insurance policy or short-term rental property insurance policy.  If you plan to rent out on an annual basis, you will want a landlord insurance policy.

* It is important to let your Insurance Agent know this information before they quote or bind your insurance.  Purchasing the wrong type of insurance, will likely result in denial of a claim.

Is Homeowners Insurance required by law?

No, Home Insurance isn’t required by law, but mortgage companies or lenders will require home insurance in order to obtain a loan or mortgage for a home.  It is also important you protect your assets and at minimum carry liability insurance for your property.

Client Reviews & Testimonials

Greene Insurance Group

Why Select Greene Insurance Group?

At Greene Insurance Group, our family has been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 63 years. As an Independent Insurance Agent, we represent dozens of top-rated insurance companies, saving you the time and hassles of shopping for insurance.  You can rest assured you receive the best coverage at the best value to maximum protection!

We provide best in class service to our clients.  As a locally-owned Insurance Agency, we provide personalized service you won’t find with big call centers abroad or online-only providers. We all know how difficult and frustrating it can be to when your unable to reach a live person or transferred around from department to department when calling large companies.  Many companies are now forcing their clients to utilize chat bots or leave voicemails leaving people frustrated with no answers, no point of contact and no local insurance agency office to visit.

Once you select Greene Insurance as your Independent Insurance Agent, we’ll be your local Insurance Agent and our team will be here to assist with any questions, policy updates or claims related to your insurance.

At Greene Insurance Group, we answer our phones and our team work in professional offices with secure protocols to protect our clients personal and business information.  At Greene Insurance Group, it’s our promise to always deliver world class service to our clients.

Insurance Tailored For You

Greene Insurance Group is large enough to serve all your insurance needs, but small enough to care.  We take great pride in providing our clients with personalized products and services tailored to fit their individual needs from top-rated insurance companies.

We invite you to call Greene Insurance and we’ll help you review coverage options for your personal insurance or business insurance needs.  “We provide free, no hassle, no obligation insurance quotes”.   The Insurance Professionals at Greene Insurance Group are here to help you make informed insurance decisions.

Affordable & Reliable Choices for Insurance

Greene Insurance Group strives to offer quality insurance coverage, a high level of professional service and a long-term relationship. As an Independent Insurance Agent, we research rates and coverage from dozens of top-rated insurance companies to find the best rates and coverage for you saving you time and money.

Independent Insurance Agent

Independent Insurance Agent

Benefits of working with Greene Insurance Group:

  • Customized Insurance: At Greene Insurance, we realize each of our clients needs differ and work to customize insurance coverage to fit their unique needs.
  • Choice & Flexibility: As an Independent Insurance Agency, Greene Insurance compares coverage and rates from dozens of top-rated insurance companies.  Captive Insurance Agencies only work with one insurance company limiting your options.
  • Personalized Service: We prioritize personalized service.  Your will be assigned a Licensed Account Manager and their team to assist with questions, changes to your policies, billing, claims, and review renewals.
  • Local Knowledge: As a local and family-owned Independent Insurance Agent, Greene Insurance is deeply rooted in our community. Our local presence enables us to understand area-specific risks and needs, offering insights that large, out-of-state companies may overlook.
  • Ongoing Support: The relationships we build with our clients are why they refer friends and family.  At Greene Insurance Group, we offer a responsive team, work in professional office settings to protect your privacy.  Our licensed insurance professionals who are always available to answer your questions and provide ongoing support, unlike faceless websites, chatbots or call centers.
  • You will be our Top Priority – At Greene Insurance Group, it’s our promise you will always be our top priority.

Greene Insurance offers Personal and Business Insurance from dozens of top-rated insurance companies.

Own a home valued over $2 million dollars?

Most Insurance Companies DO NOT insure homes valued over $2 million dollars, but we do!

The Private Client Group at Greene Insurance insures High-Value Homes from $1 million dollars to over $100 million dollars throughout the United States.

Greene Insurance Group also insure Autos, Luxury Autos, Exotic Sports Cars, Collector Autos, Fine Arts, Jewelry, Umbrella and more.