Shopping for Home Insurance?
Home, Auto & Umbrella Insurance from top-rated insurance companies
Insurance to Protect your Home, Belongings & Liability
Homeowners Insurance can cover the cost of repairing or replacing your home and it’s contents in the event of a covered loss, such as a fire, theft, vandalism or storm. It also protects you from financial liability if someone is injured on your property. Home Insurance can also provide liability protection in case someone is injured while on your home and wins a legal judgment against you.
Home Insurance coverage can vary from state to state and by insurance company by what losses are covered, the insurance protection your select and type of residence you own. The Insurance Professionals at Greene Insurance Group will help you find the best homeowners insurance coverage.
Home Insurance prices can vary:
The cost of Homeowners Insurance will vary depending on a number of factors, including the size and value of your home, the coverage and deductibles you select, and your insurance company. At Greene Insurance Group, we compare home insurance coverage and rates from top-rated insurance companies to help you find the best coverage at the best prices.
The most common types of Home Coverage may include:
- Dwelling Coverage: Covers the cost of repairing or replacing your home’s structure, including the walls, roof, and foundation in a covered loss.
- Personal Property Coverage: Helps cover your personal possessions not permanently attached to your home such as furniture, clothing and appliances.
- Personal Liability Insurance: Helps cover lawsuits against you, providing protection against legal liability for bodily injury or property damage if a third party is accidentally injured or their property is damaged.
- Loss of Use: Covers additional living expenses if you need to vacate your home because of a covered loss.
- Other coverage: Some optional coverage or endorsements may be added to your home insurance policy. Ask for details.
- Scheduled Personal Property Coverage (SPP): If you have special possessions in your home such as: jewelry, fine arts, antiques or collectibles, you may want to talk to your agent about this additional coverage. Scheduled Personal Property Insurance or SPP Coverage provides broader coverage for specific items.
Things to consider when selecting Home Insurance:
- Your insurance agency and the level of service they provide
- The size and value of your home
- The coverage you need and the optional endorsements that may be available
- Your budget
- The insurance company’s reputation
- Your insurance company’s customer service
When Greene Insurance Group, we’ll be here to assist you when you need us.
Bundle & Save up to 35% on your Home Insurance
- Bundle your Auto Insurance with your Auto Insurance
- Bundle Auto Insurance with your Condo Insurance
- Bundle Auto & Property Insurance with Umbrella Insurance
Do you ever plan to rent your home or property?
If so, you will want to make sure your home is properly insured. A standard homeowners insurance policy will NOT provide coverage for use as a Landlord or Rental Home. For example, if you plant to rent the home as a short-term rental (daily, weekly, monthly or for less than an annual lease), you will want a vacation rental property insurance policy or short-term rental property insurance policy. If you plan to rent out on an annual basis, you will want a landlord insurance policy.
* It is important to let your Insurance Agent know this information before they quote or bind your insurance. Purchasing the wrong type of insurance, will likely result in denial of a claim.
Is Homeowners Insurance required by law?
No, Homeowners Insurance isn’t usually required by law, but mortgage companies or lenders will require home insurance to obtain a loan or mortgage for a home. It is also important you protect your assets and maintain liability insurance for your property.
Client Reviews & Testimonials
Greene Insurance Group
At Greene Insurance Group, our family has been dedicated to safeguarding families and businesses with comprehensive insurance solutions since 1962. As an Independent Insurance Agent, Greene Insurance Group offers personal and business insurance from dozens of top-rated insurance companies, saving you the time and hassles of shopping for insurance. You can rest assured you receive the best coverage at the best value to maximum protection!
We provide best in class service to our clients. As a locally-owned Insurance Agency, we provide personalized service you won’t find with big call centers abroad or online-only providers. We know how difficult and frustrating it can be to when your unable to reach a live person or transferred from department to department when calling large companies. Many insurance companies are now forcing their clients to utilize chat bots or leave voicemails leaving people frustrated with no answers, no point of contact and no local insurance agency office to visit.
Once you select Greene Insurance as your Independent Insurance Agent, we’ll be your Insurance Agency and our team will be here to assist with any questions, policy updates or claims related to your insurance.
At Greene Insurance Group, we answer our phones and our team work in professional offices with secure protocols to protect our clients personal and business information. At Greene Insurance Group, it’s our promise to always deliver world class service to our clients.
Independent Insurance Agent
Benefits of working with Greene Insurance Group:
- We Work For You: At Greene Insurance Group, we’re not limited to offering insurance from a single insurance company. As an Independent Insurance Agency, we offer insurance from dozens of top-rated insurance companies. The insurance industry is vast and complex, but at the heart of the modern market sits the Independent Insurance Agent. We work for our clients, not an insurance company.
- We’re Different & Offer You Options: Unlike “captive insurance agents” who represent a single insurance company (think of the familiar faces on TV Commercials), We compare insurance rates and coverage from dozens of top-rated insurance companies to to find the best fit for your specific insurance needs.
- Personalized Service: We prioritize personalized service. You will be assigned a Licensed Account Manager and their team to assist with questions, changes to your policies, billing, claims, and review renewals. We believe in relationships with our clients.
- We save you time & money: Save yourself from the hassles and time of shopping around for insurance. If an insurance company increases their rates at renewal, our team will explore new options to find you the similar or better coverage at a better value.
- Customized Insurance: At Greene Insurance, we realize each of our clients needs differ and work to customize insurance coverage to fit their unique needs.
- Ongoing Support: The relationships we build with our clients are why they refer friends and family. At Greene Insurance Group, we offer a responsive team, work in professional office settings to protect your privacy. Our licensed insurance professionals who are always available to answer your questions and provide ongoing support, unlike faceless websites, chatbots or call centers.
- You will be our Top Priority: At Greene Insurance Group, it’s our promise you will always be our top priority. Thank you for trusting us.
Own a home valued over $2 million dollars?
Most Insurance Companies DO NOT insure homes valued over $2 million dollars, but we do!
The Private Client Group at Greene Insurance insures High-Value Homes from $1 million dollars to over $100 million dollars throughout the United States.
Greene Insurance Group also insure Autos, Luxury Autos, Exotic Sports Cars, Collector Autos, Fine Arts, Jewelry, Umbrella and more.
