Scottsdale, AZ Home Insurance
Home, Auto & Umbrella Insurance from top-rated insurance companies
Protect your Home in Scottsdale with unique coverage
While Arizona generally enjoys a mild, climate free from hurricanes and tornadoes, homes in Scottsdale face its own set of environmental and local risks. A standard policy needs to account for:
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Monsoon Season: From June through September, sudden monsoon storms can bring violent microburst winds, heavy localized rain, and massive dust storms (haboobs) damage to your home. Roof damage from wind and water intrusion to your house are common claims during the summer.
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Wildfire Proximity: If your home is located in Scottsdale, Carefree, Cave Creek, Troon, DC Ranch, Desert Mountain, or near the McDowell Sonoran Preserve, you are closer to raw desert. Brush fires are a threat, making fire insurance coverage an absolutely critical component of your homeowners insurance policy. We offer insurance for homes in higher wildfire risk areas in Scottsdale and throughout Arizona.
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High-Value Properties: Scottsdale is home to many luxury homes and custom home builds. Standard homeowner’s insurance may not provide enough coverage to rebuild a custom home in Scottsdale. We offer Guaranteed Replacement Cost Insurance for your home with cash out options should you decide not to rebuild your home due to a catastrophic loss.
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Swimming Pool Liability: Pools increase your liability risk, meaning you should seek higher personal liability limits and an umbrella insurance policy to protect your assets in case of an accident.
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Ways to Help Lower Your Scottsdale, AZ Home Insurance
How much you pay for Home Insurance in Scottsdale depends on several factors:
- Home Insurance usually offers endorsements or options that are priced individually, so how much you’ll pay for your Homeowners Insurance in Scottsdale depends on what coverage you purchase. We offer home insurance packages with built-in endorsements such as extended replacement cost, guaranteed replacement cost for your personal property and your home and insurance coverage for jewelry, fine arts, and custom rugs and tapestry.
- When you select a higher home insurance deductible, you’ll lower your Scottsdale Homeowners Insurance costs. For example, if your current deductible is $1,500, increasing your deductible to $2,500 would lower your home premium. If you had a $2,500 deductible, you would be responsible for paying the first $2,500 of the a covered loss, bur your annual homeowners insurance premium is usually lower with a higher deductible.
- Bundle your Scottsdale Auto, Home, and Umbrella Insurance to save up to 35% or more with most of insurance companies.
- If your home has a monitored central fire and burglar alarm, you will save money with proof we can provide to your insurance company.
- A home with fire sprinklers (required in Scottsdale for homes built after 1986), will save you money on your homeowners insurance in Scottsdale.
- A home located in a gated community will save you money. If the community is guard gated 24 hours a day, you can save even more.
Home insurance rates are rising nationwide, but there are several ways to keep your Scottsdale Home Insurance affordable without sacrificing coverage:
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Bundle Your Policies: Combine your home and auto insurance with the same carrier for a multi-line discount.
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Install Protective Devices: Adding a centrally monitored burglar alarm, fire sprinklers, or smart water-leak detectors can earn you significant premium discounts.
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Upgrade Your Roof: If you have an older roof, updating it to impact-resistant materials can better withstand monsoon winds and lower your rate.
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Review Your Deductible: Raising your deductible from $1,000 to $2,500 can lower your annual premium, provided you have that amount saved for emergencies.
Protect yourself in case of a claim on your Scottsdale Homeowners Insurance
As an Homeowner in Scottsdale, it’s important to take an inventory of your home and personal belongings for your Homeowners Insurance in Scottsdale.
- Make a list of your personal property, keep your receipts and take photos or videos of your property and possessions.
- It’s important to store the records, video or pictures away from your home in the event of a total loss such as a fire or theft.
- Maintaining good inventory methods can help expedite the claim resolution process.
- Bear in mind that home insurance doesn’t cover damages caused by poor or deferred maintenance.
- Every home is unique – talk to us today to find out how to get the best coverage and value on your Home Insurance in Scottsdale, Arizona.
Bundle your Scottsdale Home Insurance with Auto Insurance & Save up to 35%
If you bundle your Scottsdale Home Insurance and Scottsdale Auto Insurance with a personal umbrella insurance policy, you may be able to save up to 35% on your insurance package.
Local & Family-Owned Insurance Agency in Scottsdale, AZ
At Greene Insurance Group in Scottsdale, our family has been dedicated to safeguarding families and businesses with comprehensive insurance solutions since 1962. As an Independent Insurance Agent in Scottsdale, Arizona, Greene Insurance Group offers insurance from dozens of top-rated insurance companies. Save time and hassles of shopping for insurance and know the team at Greene Insurance Group is here to assist you with your insurance needs. The Licensed Insurance Professionals at Greene Insurance will review your present insurance coverage and suggest the best insurance protection at competitive prices. As an Independent Insurance Agency in Arizona, we work for our clients, not an insurance company.
We provide best in class service to our clients
As a local and family-owned Scottsdale Insurance Agency, we provide personalized service you won’t find with big call centers abroad or online-only providers. We all know how difficult and frustrating it can be to when your unable to reach a live person or transferred around from department to department when calling large companies. Many larger companies are now forcing their clients to utilize chat bots, AI or leave voicemails leaving people frustrated with no answers, no point of contact and no local insurance agency office to visit. At Greene Insurance Group, we answer our phones and our team work in professional office settings with secure protocols to protect our clients personal and business information. At Greene Insurance Group in Scottsdale, it’s our promise to always deliver world class service to our clients.
As an Scottsdale Independent Insurance Agency, we are proud to serve all of Scottsdale and Arizona including the following communities: DC Ranch, McDowell Mountain Ranch, Grayhawk, Pinnacle Peak, Desert Highlands, Estancia, Sincuidados, Estancia, Storyrock, Saguaro Highlands, Saguaro Estates, Legend Trail, Whisper Rock, Mirabel, Treviso, Desert Mountain, Winfield, Troon Communities and other Scottsdale communities.
Scottsdale, AZ Independent Insurance Agent
Benefits of working with Greene Insurance Group in Scottsdale:
- Choice & Flexibility: Greene Insurance Group is an Scottsdale, AZ Independent Insurance Agent. As an Independent Insurance Agency, we’re not limited to offering insurance from a single insurance company. We offer personal and business insurance from dozens of top-rated insurance companies. We compare insurance rates and coverage from top-rated insurance companies to to find the best fit for your specific insurance needs. Most of the insurance companies you see advertising on TV only offer insurance from one insurance company limiting your coverage options and value.
- Personalized Service: We prioritize personalized service. You will be assigned a Licensed Account Manager and their team to assist with questions, changes to your policies, billing, claims, and review your insurance renewals.
- We save you time & money: Save yourself from the hassles and time of shopping around for insurance. If an insurance company increases their rates at renewal, As an Independent Insurance Agency our team will explore new options to find you the similar or better coverage at a better value.
- Local Knowledge: As a local and family-owned Arizona Insurance Agent, Greene Insurance is deeply rooted in our community. Our local presence enables us to understand area-specific risks and needs, offering insights that large, out-of-state companies may overlook.
- Customized Insurance: At Greene Insurance, we realize each of our clients needs differ and work to customize insurance coverage to fit their unique needs. As an Independent Insurance Agent in Scottsdale, we offer more options than most insurance agencies.
- Ongoing Support: The relationships we build with our clients are why they refer friends and family. At Greene Insurance Group of Scottsdale, we offer a responsive team, work in professional office settings to protect your privacy. Our licensed insurance professionals who are always available to answer your questions and provide ongoing support, unlike faceless websites, chatbots or call centers.
- You will be our Top Priority: At Greene Insurance Group, it’s our promise you will always be our top priority.
We insure High-Value Luxury Homes in Scottsdale
The Private Client Team at Greene Insurance Group in Scottsdale, Arizona specializes insuring Multi-Million Dollar Luxury Homes throughout Arizona and the United States. We will package your home insurance with your Auto, Exotic Sports Car Insurance, Vehicle Collections, Fine Art Insurance, Jewelry and more for your convenience and savings.
