Arizona Homeowners Insurance to Protect your Home & Belongings
Homeowners Insurance in Arizona can cover the cost of repairing or replacing your home and it’s contents in the event of a covered loss, such as a fire, theft, or storm. It also protects you from financial liability if someone is injured on your property.
Arizona Home Insurance Coverage & Prices Vary by Insurance Company
Home Insurance Coverage and Rates in Arizona will vary depending on a number of factors, including the size and value of your home, the coverage you choose, and your insurance company. We will provide homeowners insurance quotes in Arizona from top-rated insurance companies to help you compare prices and coverage.
The most common types of Arizona Home Insurance may include:
- Dwelling Coverage: Covers the cost of repairing or replacing your home’s structure, including the walls, roof, and foundation in a covered loss.
- Personal Property Coverage: Helps cover your personal possessions not permanently attached to your home such as furniture, clothing and appliances.
- Personal Liability Insurance: Helps cover lawsuits against you, providing protection against legal liability for bodily injury or property damage if a third party is accidentally injured or their property is damaged.
- Loss of Use: Covers additional living expenses if you need to vacate your home because of a covered loss.
- Other coverage: Some optional coverage or endorsements may be added to your home insurance policy. Ask for details.
- Scheduled Personal Property Coverage (SPP): If you have special possessions in your home such as: jewelry, fine arts, antiques or collectibles, you may want to talk to your agent about this additional coverage. Scheduled Personal Property Insurance or SPP Coverage provides broader coverage for specific items.
When selecting Arizona Home Insurance, it’s important to consider:
- Your insurance agency and the level of service the insurance agency and it’s staff provide.
- The size and value of your home’s replacement cost
- The home insurance coverage you need and the optional endorsements available
- Your budget
- The insurance company’s reputation
When Greene Insurance Group, we’ll be here to assist you with your home, auto, umbrella, life, recreational vehicle, business insurance and more.
Save if you bundle your Auto & Home Insurance with Greene Insurance Group
If you bundle your Arizona Auto Insurance and Arizona Homeowners Insurance you could save up to 35%.
Do you ever plan to rent your home or property?
If so, you will want to make sure your home is properly insured. A standard home insurance policy will NOT provide coverage for use as a Landlord or Rental Property.
- If you plant to rent the home as a short-term rental (daily, weekly, monthly or for less than an annual lease), you will want a vacation rental property insurance policy or short-term rental property insurance policy.
- If you plan to rent the property on an annual basis to the same tenant, you will want a Arizona Landlord Insurance policy.
* It is important to let your Insurance Agent know this information before they quote or bind your insurance. Purchasing the wrong type of property insurance, will likely result in denial of a claim.
Is Home Insurance required by law in Arizona?
No, Home Insurance isn’t required by law in Arizona, but mortgage companies or lenders will require homeowners insurance in order to obtain a loan or mortgage for a property. It is also important you protect your assets with liability insurance for your property.
Arizona Insurance Agent
As an locally-owned Arizona Insurance Agency, our family has been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 63 years. As a family-owned Independent Insurance Agent in Arizona, we offer insurance from dozens of top-rated insurance companies. Save time and hassles of shopping for insurance and know our team is here to assist you with all your insurance needs. Our Licensed Agents will review your present insurance coverage and suggest the best protection at competitive prices. Greene Insurance Group will provide you with the peace of mind you deserve, knowing that your personal or business insurance needs are protected by trusted and licensed insurance professionals.
Why Select Greene Insurance Group?
At Greene Insurance, We provide best in class service to our clients. As a locally-owned Arizona Insurance Agency, we provide personalized service you won’t find with big call centers abroad or online-only providers. We know how difficult and frustrating it can be to when your unable to reach a live person or transferred from department to department when calling large companies. Many companies are now forcing their customers to use chat bots or AI systems oftentimes leaving people frustrated with no answers, no point of contact and no local office to visit.
Once you select Greene Insurance as your Independent Insurance Agent in Arizona, we’ll be your local agency, point of contact and will be here to assist with any questions, policy updates or changes or claims related questions.
At Greene Insurance Group, we answer our phones and our team works in our Arizona offices with secure internet protocols, not remotely in order to protect our clients personal and business information. At Greene Insurance Group, it’s our promise to always deliver world class service to our clients
Client Reviews & Testimonials
Arizona Independent Insurance Agent
Benefits of working with Greene Insurance Group:
- Customized Insurance: At Greene Insurance, we realize each of our clients needs differ and work to customize insurance coverage to fit their unique needs.
- Choice & Flexibility: As an Independent Insurance Agency in Arizona, Greene Insurance compares coverage and rates from dozens of top-rated insurance companies. Captive Insurance Agencies only work with one insurance company limiting your options.
- Personalized Service: We prioritize personalized service. Your will be assigned a Licensed Account Manager and their team to assist with questions, changes to your policies, billing, claims, and review renewals.
- Local Knowledge: As a local and family-owned Independent Insurance Agent in Arizona, Greene Insurance is deeply rooted in our community. Our local presence enables us to understand area-specific risks and needs, offering insights that large, out-of-state companies may overlook.
- Ongoing Support: The relationships we build with our clients are why they refer friends and family. At Greene Insurance Group, we offer a responsive team, work in professional office settings to protect your privacy. Our licensed insurance professionals who are always available to answer your questions and provide ongoing support, unlike faceless websites, chatbots or call centers.
- You will be our Top Priority: At Greene Insurance Group, it’s our promise you will always be our top priority. As an Independent Insurance Agency in Arizona, Greene Insurance offers Personal and Business Insurance from dozens of top-rated insurance companies.
Personal Insurance: Auto Insurance, Home Insurance, Condo Insurance, Personal Umbrella Insurance, RV Insurance, Life Insurance, High-Value Home Insurance, Luxury Home Insurance, Exotic Sports Car Insurance, and more.
Commercial Insurance: Commercial Liability Insurance, Business Property Insurance, Commercial Auto Insurance, Workers Compensation Insurance, Professional Liability Insurance, Garage Keepers Insurance, Restaurant Insurance, Commercial Umbrella Insurance and more.
Greene Insurance Group is an Arizona Independent Insurance Agent serving these communities:
Scottsdale, Phoenix, Paradise Valley, Fountain Hills, Cave Creek, Carefree, Anthem, Chandler, Gilbert, Queen Creek, Catalina Foothills, Marana, Oro Valley, Ahwatukee, Goodyear, Litchfield Park, Verrado, Surprise, Peoria, Prescott, Prescott Valley, Sedona, Flagstaff and surrounding areas. Call or click for free Arizona Insurance Quotes.