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Flagstaff, AZ Auto Insurance from Top-Rated Insurance Companies

The right Arizona Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed.  Car Insurance in Arizona can protect against damage to your auto by an accident, fire, theft, or other covered event.  Arizona Car Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle.  It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Arizona Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online.  Be sure to ask an Greene Insurance Agent about your Arizona Auto Insurance coverage and free car insurance quotes.  We’re here for you!

Arizona Auto Insurance Coverage

Collision Insurance – Pays for damage caused to your car in an auto accident.  Collision Insurance coverage usually comes with a deductible.  The deductible is the amount of money you pay when placing a claim before the car insurance collision coverage begins paying.  You may lower your auto insurance rates if you are willing to pay a higher deductible.  Although it’s not legally required by The State of Arizona to carry collision coverage on your Arizona Car Insurance, lenders will require this coverage if your vehicle is financed or leased.

Comprehensive Insurance – Covers damage to your car in some way other than a collision. Some examples of Comprehensive Insurance coverage would include: if your vehicle is stolen, vandalized or catches fire.  In addition, flood and windshield damage to your vehicle can provide coverage under Comprehensive Insurance coverage on your Arizona Auto Insurance.  Although it’s not legally required by The State of Arizona, most banks will likely require Comprehensive Insurance Coverage if your vehicle is financed or leased.

Ways to help lower your Arizona Auto Insurance

Bundle & Save up to 40% on your Arizona Auto Insurance

• Bundle your Arizona Auto Insurance with your Arizona Home Insurance
• Bundle your Arizona Auto Insurance with your Arizona Renters Insurance
• Bundle Arizona Auto Insurance with your Arizona Condo Insurance

Arizona Auto Insurance Discounts

Good Student Discount –  Do you have a student in high school or college with a GPA of 3.0 or better?  You could qualify for a Good Student discount if your child is listed as a driver on the car insurance policy, over 16 years of age and is a full-time student (high school or college). Eligible high school and college students may receive Arizona Car Insurance Discounts for maintaining a higher grade point average (GPA).  Each insurance company has different requirements, ask your agent at Greene Insurance for more details.

Good Driver Discount – You may be eligible to receive this Arizona Auto Insurance discount if each of the drivers in the household has had no moving violations and no at-fault accidents during the past three years.

Student Away at School Discount –  This discount applies to a vehicle when each of the assigned drivers under the age of 25:

• Is a student who resides at school more than 100 miles from home
• Drives the automobile only while home during the school vacation or holiday periods
• Keeps the automobile at home while away at school

Arizona Auto Insurance Requirements:

If you own and register an Car in Arizona, you’re required to obtain Arizona Auto Insurance.  It is important if you have relocated from another state to Arizona, you obtain Arizona Auto Insurance ASAP before you register your vehicle in Arizona. If you look at the top of your Auto Insurance ID card, it should read “Arizona Auto Insurance ID card”.  If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Laws. *It is important to note, If you don’t purchase Arizona Auto Insurance as soon as you register your vehicle in Arizona, your Arizona Vehicle Registration will be suspended and as the vehicle owner, you will be fined under the Arizona Mandatory Insurance Law. All vehicles registered in the State of Arizona must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.

Arizona Auto Insurance State Minimum Limits:

Arizona requires drivers to maintain auto insurance coverage that meets or exceeds the state minimum by Arizona Law.

* As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:

• Bodily injury liability coverage:  Minimum $25,000 bodily per person / $50,000 per accident
• Property damage liability coverage: $15,000 minimum
• Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
• Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident

*While this is the Arizona State Minimum for Car Insurance, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.

Client Reviews & Testimonials

Greene Insurance Group – Flagstaff, Arizona Insurance

Insuring families & businesses since 1962

Since 1962, our family has been protecting families and businesses through personal and business insurance products.  As an Independent Insurance Agent, the Insurance Professionals at Greene Insurance will review your present insurance and compare rates from dozens of top-rated insurance companies. Greene Insurance Group offers personal insurance products such as: Auto Insurance, Home Insurance, Condo Insurance, Renters Insurance, Landlord Insurance, Motorcycle Insurance, RV Insurance, Umbrella Insurance, Life Insurance & more.  Greene Insurance offers Business Insurance products such as: Business Liability Insurance, Business Property Insurance, Commercial Auto Insurance, Workers Compensation Insurance, Professional Liability Insurance, Malpractice Insurance & more.

We provide best in class service to our clients

At Greene Insurance, We promise old-fashioned customer service. We live and work here in Arizona and we’re ready to provide the best in personalized service. We work in our offices everyday, we answer our phones, return our calls and emails and we are here to serve you!  You can depend on the Professionals at Greene Insurance Group.

Why select Greene Insurance Group?

At Greene Insurance, we customize insurance to fit our clients and their needs.  When you call Greene Insurance Group, you can relax knowing we’re comparing insurance rates and coverage from dozens of top-rated insurance companies.

We don’t work for an insurance company, We’re Independent & work our clients

We all know how difficult and frustrating it can be to when your unable to reach a live person or transferred around from department to department when calling large companies.  Many companies are now forcing people to utilize chat bots or leave voicemails leaving people frustrated with no answers, no point of contact and no local insurance agency office to visit.  At Greene Insurance, we answer our phones and our team work in professional offices with secure protocols to protect our clients personal and business information.  Once you select Greene Insurance, we’ll remain your local Arizona Insurance Agent and our team will be here to assist with any questions. policy updates or claims related to your insurance.  At Greene Insurance Group, we answer your calls and return your emails.  It’s our promise to always deliver world class service to our clients.