Paradise Valley, AZ Home Insurance

• Guaranteed or Full Replacement Cost:  Our Arizona High-Value Home Insurance policies will pay to repair or rebuild your home or estate to its original beauty – even if the cost exceeds your insurance policy limit.
• Cash Settlement: In the event of a covered total loss to your high-value Luxury Home in Arizona, if you decide not to rebuild or to rebuild at another location, many of our high-value home insurance policies may offer a cash settlement, up to your policy limit.
• Additional Living Expenses: If your luxury home cannot be lived in due to a covered loss and you need a temporary residence while your home is rebuilt, our high value home insurance policies cover the reasonable increase in your normal living expenses. This allows you to maintain your standard of living while you must be away from home.
• Personal Property Replacement Cost: In the event that the furnishings and possessions inside your home are damaged, our luxury home insurance policies will insure the belongings for the amount it costs to replace them today.  We offer no deduction for depreciation and up to the limit you select on your luxury property insurance in Arizona.

Agreed Value:  With Chubb Auto Insurance’s optional Agreed Value coverage, you agree what your car is worth when your policy is written. Then, if your car is stolen or totaled, Chubb will write you a check for the agreed amount. This could save you $10,000, $20,000 or more at the time of a covered loss.

Choice of Body Shop: Many standard companies strongly suggest that you fix your car at one of their “network” shops. Chubb Insurance provides you with the freedom to choose a body shop. If you need a referral to a trusted and certified shop, Chubb Auto Insurance can offer one through a Masterpiece Auto Preference Services (MAPS).

Rental Car Reimbursement: Need to rent a car because yours is out of service following an accident? Chubb’s Rental Reimbursement Coverage pays more than nine times as much as most ordinary insurance and enables you to rent a car like the one you own.

Original Equipment Manufacturer (OEM) Parts: While many insurers won’t pay the cost of OEM parts, Chubb will.  Chubb Insurance knows that when you need your car repaired, you will want it fixed properly the first time.

High Coverage Limits for Liability and Uninsured/Underinsured Motorists (UM/UIM) Coverage:  Your auto insurance can be a strong line of defense in the event of an accident or a lawsuit. Chubb Automobile Insurance offers some of the highest limits in the business-up to $10 million in auto liability and $1 million in UM/UIM protection