Cincinnati Private Client Insurance

Call (888) 343-7775 for Insurance Quotes

Luxury Home Insurance from Cincinnati Insurance Company

The Cincinnati Insurance Company Capstone Homeowners Insurance Policy is especially designed for High-Value Luxury Homes of $2 million dollars & more

Cincinnati Insurance Company and it’s Capstone Home Insurance covers the full replacement cost to rebuild your home, in most states, and uses professionals to help establish the cost to reconstruct your high-value luxury home with all its special features.  Most insurance companies do not offer Full Replacement Cost of your Home. Just ask your current insurance agent. Most are insured up to a %, not for full-replacement value.

Additional coverage could include:

• Water damage due to sump pump failure causing a backup of sewers or drain.
• Loss from operating your golf cart to visit friends, go shopping or to the golf course as long as your golf cart is not licensed for road use.
• Wildfire Protection Service provides potentially home-saving wildfire mitigation services.
• Kidnap and ransom expense for your or a covered family member who is wrongfully taken or detained.

Add optional Enhancements for your Cincinnati Capstone Homeowners Policy:

Cincinnati Insurance Company’s Capstone Homeowner enhancements allows you to add additional coverages to your policy to ensure your High-Value Luxury home is secure. Coupled with our exceptional local claims service, these unique coverage options add additional protection and security for you and your family.

• You can receive insurance coverage for damage to or by golf carts, on or off the course.
• You can add our Identity Theft Expense Coverage and Advocacy Service.
• Personal Cyber Protection, which can be added to your Cincinnati Insurance home, or condo policy to protect you from a range of personal cyber risks.

Car Insurance by Cincinnati Insurance

As a Cincinnati Insurance Agency, we’ll help you understand your Auto Insurance coverage.

“Consider the Cincinnati Insurance Difference”

Not all car insurance is created equal. In fact, we’ve conveniently listed some of the reasons Cincinnati Insurance Company’s auto insurance policy stands out from the crowd.

Available Features:

• Insurance Coverage for Rental Cars:  You receive our industry-leading coverage for rental vehicles when you purchase auto liability coverage with Cincinnati Insurance Company. Should you have a covered accident in a rental car, claims are paid under your auto policy’s liability limit, with no deductible, in most states. Cincinnati Insurance Company covers physical damage to the vehicle, plus the rental company’s lost income while the vehicle is out of use. Other companies may insure rentals under the auto policy’s physical damage coverage, requiring you to pay your policy deductible and buy coverage from the rental company for its lost income.
• Combine your Insurance Policies for the Best Value & Convenience:  Enjoy the simplicity and convenience of covering all of your auto insurance needs on a single insurance policy. You’ll have the flexibility to insure all of your personally owned private passenger vehicles, motorcycles, motorhomes and antique or collector cars with one bill, one renewal date.

Optional Enhancements:

• Capstone Auto Endorsement
• Replacement Cost Plus
• Antique or Collector Car Insurance
• Gap Coverage

Personal Umbrella Insurance by Cincinnati Insurance

Protect your hard earned assets with Personal Umbrella insurance from Cincinnati Insurance Company.

Imagine if your dog were to bite a neighbor’s child, if there’s an accident on your rental property, fire in your condo spreads to other units.

What would happen if you or a family member missed a stop sign and struck and killed a pedestrian?

If any of these things happened to you, there’s a good chance your current home or auto insurance liability limits wouldn’t be adequate to protect your assets or your future earnings. A personal umbrella insurance policy is very affordable and for most families $1,000,000 in umbrella protection costs less than $250 a year!  Ask your Cincinnati Insurance Agent for more information.

Private Client Insurance Products:

• Personal Umbrella Insurance – In case you are ever sued, personal umbrella insurance will help protect your assets and provide legal defense.
• Recreational Vehicle Insurance (RV) – Class A Motorhomes, Motorcycles, ATV’s & more.
• Watercraft Insurance – We know marine insurance and if you own a yacht or watercraft, we can insure it.
• Scheduled Personal Property – If you own jewelry, fine arts, paintings, or rare collectibles, We can schedule them or add a blanket level of protection to insure those items on your insurance.
• High-Value Home Insurance – Own a multi-million dollar high-value luxury home or homes?  Very few insurance companies insure high-value luxury homes over $2 million dollars. We offer High-Value Luxury Homeowners Insurance for multi-million dollars homes with guaranteed replacement cost. Fewer than 5 insurance companies offer this level of insurance protection.

Client Reviews & Testimonials

Cincinnati Insurance Company offers the Financial Strength to Protect it’s Clients

Founded in 1950, Cincinnati Insurance Company is among a select group of insurance companies that have been ranked A+ or higher by A.M. Best for more than 50 years. A.M. Best and three other independent rating firms award Cincinnati Insurance Property and Casualty and Life Insurance operations with strong financial strength ratings that assess Cincinnati’s ability to meet its financial obligations to you.

Cincinnati Insurance Company provides you with unparalleled claims service, convenient technology solutions, competitive products and empowered, Cincinnati Insurance Agents throughout the United States.