Cincinnati Private Client Insurance Agency
Insuring High-Value Luxury Homes, Autos, Valuables, Yachts, Umbrella and more
Luxury Home Insurance by Cincinnati Insurance Company
The Cincinnati Capstone Home Policy is designed specifically for High-Value Luxury Homes of $1.5 million dollars & more
Cincinnati Insurance Company and it’s Capstone Home Insurance program covers the full replacement cost to rebuild your home, in most states, and uses professionals to help establish the cost to reconstruct your high-value home with all its special features. Most insurance companies do not offer Full Replacement Cost of your Home.
Additional coverage could include:
- Water damage due to sump pump failure, backup of a sewer or drain.
- Loss from operating your golf cart to visit friends, go shopping or to the golf course as long as your golf cart is not licensed for road use.
- Wildfire Protection Service provides potentially home-saving wildfire mitigation services.
- Kidnap and ransom expense for your or a covered family member who is wrongfully taken or detained.
Add optional Enhancements for your Cincinnati Capstone Homeowners Policy:
Cincinnati Insurance Company’s Capstone Homeowner enhancements allows you to add additional coverages to your policy to ensure your High-Value Luxury home is secure. Coupled with our exceptional local claims service, these unique coverage options add additional protection and security for you and your family.
- You can receive insurance coverage for damage to or by golf carts, on or off the course.
- You can add our Identity Theft Expense Coverage and Advocacy Service.
- Personal Cyber Protection, which can be added to your Cincinnati Insurance home, or condo policy to protect you from a range of personal cyber risks.
Car Insurance by Cincinnati Insurance Company
As a Cincinnati Insurance Agency, we’ll help you understand your Auto Insurance coverage.
“Consider the Cincinnati Difference”
Not all car insurance is created equal. In fact, we’ve conveniently listed some of the reasons Cincinnati Insurance Company’s auto insurance policy stands out from the crowd.
Available Features:
- Insurance Coverage for Rental Cars: You receive our industry-leading coverage for rental vehicles when you purchase auto liability coverage with Cincinnati Insurance. Should you have a covered accident in a rental car, claims are paid under your auto policy’s liability limit, with no deductible, in most states. Cincinnati Insurance Company covers physical damage to the vehicle, plus the rental company’s lost income while the vehicle is out of use. Other companies may insure rentals under the auto policy’s physical damage coverage, requiring you to pay your policy deductible and buy coverage from the rental company for its lost income.
- Combine your Insurance Policies for the Best Value & Convenience: Enjoy the simplicity and convenience of covering all of your auto insurance needs on a single policy. You’ll have the flexibility to insure all of your personally owned private passenger vehicles, motorcycles, motor homes and antique or collector cars with one bill, one renewal date.
Optional Enhancements:
- Capstone Auto
- Replacement Cost Plus
- Antique or Collector Car Insurance
- Gap Coverage
Personal Umbrella Insurance by Cincinnati Insurance Company
Protect your hard earned assets with Personal Umbrella insurance from Cincinnati Insurance Company.
Imagine if your dog were to bite a neighbor’s child, if there’s an accident on your rental property, fire in your condo spreads to other units.
What would happen if you or a family member missed a stop sign and struck and killed a pedestrian?
If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets or your future earnings. A personal umbrella insurance policy is very affordable and for most families less than $250 annually. Ask your Cincinnati Insurance Agent for more information.
Private Client Insurance Products:
- Auto Insurance – Insuring vehicles of all types including: Passenger Vehicles, SUV’s, Luxury Autos, Exotic Sports Cars, Rare and Collector Autos & more.
- Personal Umbrella Insurance – If you’re sued, you’ll want a personal umbrella insurance policy to protect your assets and provide legal defense.
- Recreational Vehicle Insurance (RV) – Class A Motorhomes, Motorcycles, ATV’s & more.
- Watercraft Insurance – We know marine insurance and if you own a yacht or watercraft, we can insure it.
- Scheduled Personal Property – If you own jewelry, fine arts, paintings, or rare collectibles, We can schedule them or add a blanket level of protection to insure those items on your insurance.
- High-Value Home Insurance – Own a multi-million dollar high-value luxury home? Very few insurance companies insure luxury homes over $3 million dollars. We offer Luxury Home Insurance for homes valued up to $75 million dollars with guaranteed replacement cost.
- Aviation Insurance – Own an aircraft? Our Private Client Group can insure your single engine airplane, twin engine aircraft or jet aircraft.
Cincinnati Insurance Agent
Cincinnati Insurance Company offers the Financial Strength to Protect it’s Clients
Founded in 1950, Cincinnati Insurance Company is among a select group of insurance companies that have been ranked A+ or higher by A.M. Best Company for more than 50 years. A.M. Best and three other independent rating firms award our property casualty and life operations with strong insurance financial strength ratings that assess our ability to meet our financial obligations to you.
Cincinnati Insurance provides you with unparalleled claims service, convenient technology solutions, competitive products and empowered, Cincinnati Insurance Agents.
Client Reviews & Testimonials
