Fountain Hills, AZ Auto Insurance

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Fountain Hills Insurance

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Shopping for Auto Insurance in Fountain Hills, AZ?

The right Arizona Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed.  Auto Insurance can protect against damage to your auto by an accident, fire, theft, or other covered event.

Arizona Auto Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle.  It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Arizona Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online.  Be sure to ask an Greene Insurance Agent about your Fountain Hills, AZ Auto Insurance coverage and free quotes.  We’re here for you!

Auto Insurance

Fountain Hills, AZ Auto Insurance Coverage

Collision Insurance – Pays for damage caused to your vehicle in an auto accident.  Collision Insurance Coverage usually comes with a deductible.  The deductible is the amount of money you pay toward repairs before the insurance policy collision coverage begins paying.  You may lower your insurance rates if you are willing to pay a higher deductible.  Although it’s not legally required by The State of Arizona to carry collision coverage on your Arizona Car Insurance, most banks will likely require this coverage if your vehicle is financed or leased.

Comprehensive Insurance – Covers damage to your car in some way other than a collision. Some examples of Comprehensive Insurance Coverage would include: if your vehicle is stolen, vandalized or catches fire.  In addition, flood and windshield damage to your vehicle can provide coverage under Comprehensive Insurance Coverage on your Arizona Auto Insurance.  Although it’s not legally required by The State of Arizona, most banks will likely require Comprehensive Insurance Coverage if your vehicle is financed or leased.

How to Lower Your Arizona Auto Insurance Rates

There are several ways to lower your Arizona Auto Insurance Rates.

Multi-Policy Discount

Bundle your Arizona Auto Insurance with your Arizona property insurance and you could save up to 35%.

Good Student Discount

Insurance Policyholders could qualify for a Good Student discount if their child is listed as a driver on the policy, over 16 years of age and is a full-time student (high school or college). Eligible high school and college students may receive Arizona Insurance Discounts for maintaining a higher grade point average (GPA).  Each insurance company has different requirements, ask your Insurance Agent at Greene Insurance for more details.

Fountain Hills, AZ Auto Registration Requirements

If you own a vehicle registered in The State of Arizona, you’re required to obtain Arizona Auto Insurance.  It is important if you have relocated from another state to Arizona, you obtain Arizona Auto Insurance ASAP before you register your vehicle.

If you look at the top of your Auto Insurance ID card, it should read “Arizona Auto Insurance”.  If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Laws.

*It is important to note, if you DO NOT purchase Arizona Auto Insurance as soon as you register the vehicle in Arizona, your vehicle registration will Arizona Vehicle Registration will be suspended and the vehicle owner will be fined under the Arizona Mandatory Insurance Law.

In Arizona, all vehicles registered must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.

Arizona Auto Insurance Minimum State Limits

Arizona requires drivers to maintain car insurance that meets or exceeds the state minimum by Arizona Law. *

* As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:

  • Bodily injury liability coverage:  Minimum $25,000 bodily per person / $50,000 per accident
  • Property damage liability coverage: $15,000 minimum
  • Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
  • Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident

Note:  While we do not recommend it, Policyholders may reject uninsured and underinsured motorist coverage by signing a rejection form. Ask a licensed agent for details.

*While this is the Arizona State Minimum, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.

Client Reviews & Testimonials

Greene Insurance Group

Fountain Hills, AZ Insurance

Insuring families & businesses since 1962

At Greene Insurance Group, we’ve been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 60 years. As an Independent Insurance Agent serving Fountain Hills, we offer insurance from dozens of top-rated insurance companies, saving you the time and hassle of shopping for coverage yourself. Our Licensed Insurance Professionals will review your current insurance policies to ensure you get the best protection at the most competitive prices.  Let Greene Insurance Group provide you with the peace of mind you deserve, knowing that your personal and business needs are covered by trusted professionals. Contact us today for a review of your current policies and see how we can help protect what matters most to you.

We provide best in class service to our clients

At Greene Insurance, We promise old-fashioned customer service. We live and work here in Arizona and we’re ready to provide the best in personalized service. We work in our offices everyday, we answer our phones, return our calls and emails and we are here to serve you!  You can depend on the Professionals at Greene Insurance Group.

Independent Insurance Agent

Fountain Hills, AZ Independent Insurance Agent

Why select Greene Insurance Group?

As an Arizona Independent Insurance Agent, we customize insurance to fit our clients and their needs.  When you call Greene Insurance Group, you can relax knowing we’re comparing insurance rates and coverage from dozens of top-rated insurance companies.

At Greene Insurance Group, it’s our promise you will always be our top priority

We all know how difficult and frustrating it can be to when your unable to reach a live person or transferred around from department to department when calling large companies.  Many companies are now forcing people to utilize chat bots or leave voicemails leaving people frustrated with no answers, no point of contact and no local insurance agency office to visit.  At Greene Insurance, we answer our phones and our team work in professional offices with secure protocols to protect our clients personal and business information.  Once you select Greene Insurance, we’ll remain your local Arizona Insurance Agent and our team will be here to assist with any questions. policy updates or claims related to your insurance.  At Greene Insurance Group, we answer your calls and return your emails.  It’s our promise to always deliver world class service to our clients.