Fountain Hills, AZ Auto Insurance
We offer Auto & Home Insurance from dozens of top-rated insurance companies
Shopping for Auto Insurance in Fountain Hills, AZ?
The right Arizona Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed. Auto Insurance can protect against damage to your auto by an accident, fire, theft, or other covered event.
Arizona Auto Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle. It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Arizona Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online. Be sure to ask an Greene Insurance Agent about your Fountain Hills, AZ Auto Insurance coverage and free quotes. We’re here for you!
Fountain Hills, AZ Auto Insurance Coverage
Collision Insurance – Pays for damage caused to your vehicle in an auto accident. Collision Insurance Coverage usually comes with a deductible. The deductible is the amount of money you pay toward repairs before the insurance policy collision coverage begins paying. You may lower your insurance rates if you are willing to pay a higher deductible. Although it’s not legally required by The State of Arizona to carry collision coverage on your Arizona Car Insurance, most banks will likely require this coverage if your vehicle is financed or leased.
Comprehensive Insurance – Covers damage to your car in some way other than a collision. Some examples of Comprehensive Insurance Coverage would include: if your vehicle is stolen, vandalized or catches fire. In addition, flood and windshield damage to your vehicle can provide coverage under Comprehensive Insurance Coverage on your Arizona Auto Insurance. Although it’s not legally required by The State of Arizona, most banks will likely require Comprehensive Insurance Coverage if your vehicle is financed or leased.
How to Lower Your Arizona Auto Insurance Rates
There are several ways to lower your Arizona Auto Insurance Rates.
Multi-Policy Discount
Bundle your Arizona Auto Insurance with your Arizona property insurance and you could save up to 35%.
- Auto and Homeowners
- Auto and Renters
- Auto and Condominium
Good Student Discount
Insurance Policyholders could qualify for a Good Student discount if their child is listed as a driver on the policy, over 16 years of age and is a full-time student (high school or college). Eligible high school and college students may receive Arizona Insurance Discounts for maintaining a higher grade point average (GPA). Each insurance company has different requirements, ask your Insurance Agent at Greene Insurance for more details.
Fountain Hills, AZ Auto Registration Requirements
If you own a vehicle registered in The State of Arizona, you’re required to obtain Arizona Auto Insurance. It is important if you have relocated from another state to Arizona, you obtain Arizona Auto Insurance ASAP before you register your vehicle.
If you look at the top of your Auto Insurance ID card, it should read “Arizona Auto Insurance”. If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Laws.
*It is important to note, if you DO NOT purchase Arizona Auto Insurance as soon as you register the vehicle in Arizona, your vehicle registration will Arizona Vehicle Registration will be suspended and the vehicle owner will be fined under the Arizona Mandatory Insurance Law.
In Arizona, all vehicles registered must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.
Arizona Auto Insurance Minimum State Limits
Arizona requires drivers to maintain car insurance that meets or exceeds the state minimum by Arizona Law. *
* As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:
- Bodily injury liability coverage: Minimum $25,000 bodily per person / $50,000 per accident
- Property damage liability coverage: $15,000 minimum
- Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
- Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
Note: While we do not recommend it, Policyholders may reject uninsured and underinsured motorist coverage by signing a rejection form. Ask a licensed agent for details.
*While this is the Arizona State Minimum, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.
Greene Insurance Group – Fountain Hills, Arizona Insurance Agent
Insuring families & businesses since 1962
Since 1962, our family has been protecting families and businesses through personal and business insurance products. As an Independent Insurance Agent, the Insurance Professionals at Greene Insurance will review your present insurance and compare rates from dozens of top-rated insurance companies. Greene Insurance Group offers personal insurance products such as: Auto Insurance, Home Insurance, Condo Insurance, Renters Insurance, Landlord Insurance, Motorcycle Insurance, RV Insurance, Umbrella Insurance, Life Insurance & more. Greene Insurance offers Business Insurance products such as: Business Liability Insurance, Business Property Insurance, Commercial Auto Insurance, Workers Compensation Insurance, Professional Liability Insurance, Malpractice Insurance & more.
We provide best in class service to our clients
At Greene Insurance, We promise old-fashioned customer service. We live and work here in Arizona and we’re ready to provide the best in personalized service. We work in our offices everyday, we answer our phones, return our calls and emails and we are here to serve you! You can depend on the Professionals at Greene Insurance Group.
Client Testimonials & Reviews
Fountain Hills, Arizona Independent Insurance Agent – Greene Insurance Group
Why select Greene Insurance Group?
At Greene Insurance, we customize insurance to fit our clients and their needs. When you call Greene Insurance Group, you can relax knowing we’re comparing insurance rates and coverage from dozens of top-rated insurance companies.
At Greene Insurance Group, it’s our promise you will always be our top priority
Benefits of working with Greene Insurance Group:
- Choice and Flexibility: One of the primary advantages of working with an Independent Insurance Agent like Greene Insurance is the breadth of insurance coverage options available. Greene Insurance Group isn’t limited to a single insurance company, we compare insurance coverage from multiple insurance companies to find the best prices and coverage.
- Personalized Service: We offer a higher level of personalized service. Our clients have an Licensed Account Manager and team to answer questions, make policy changes or answer billing questions and assist with claims.
- Expertise and Advocacy: With extensive knowledge of the insurance market, Greene Insurance Group can demystify the intricacies of various policies and coverage options. Additionally, they act as advocates for their clients, helping to navigate the claims process and ensuring our clients receive fair treatment from insurers.
- Local Knowledge: Greene Insurance Group is a locally-owned Arizona Independent Insurance Agency and deeply rooted in our community. This local presence allows us to understand the specific risks and needs of our area, offering insights that larger, impersonal insurance agencies or companies might miss. At Greene Insurance, we answer our phones and work for our clients in a professional offices throughout Arizona to protect your personal and business information.
- Ongoing Support: The relationship with Greene Insurance Group doesn’t end once a policy is sold. Our Licensed Insurance Agents and Account Managers provide ongoing support, assisting with policy reviews, renewals, and any changes that might be necessary as your need evolves. When purchasing insurance direct through an insurance website or call center, who do you call for questions?
We don’t work for an insurance company, We’re Independent & work for You!
We all know how difficult and frustrating it can be to when your unable to reach a live person or transferred around from department to department when calling large companies. Many companies are now forcing people to utilize chat bots or leave voicemails leaving people frustrated with no answers, no point of contact and no local insurance agency office to visit. At Greene Insurance, we answer our phones and our team work in professional offices with secure protocols to protect our clients personal and business information. Once you select Greene Insurance, we’ll remain your local Arizona Insurance Agent and our team will be here to assist with any questions. policy updates or claims related to your insurance. At Greene Insurance Group, we answer your calls and return your emails. It’s our promise to always deliver world class service to our clients.
