AZ Home Insurance Coverage Options
Coverage A (Dwelling) – Dwelling Coverage typically pays to repair or rebuild a home if it’s damaged or destroyed by an covered peril or event such as a fire, tornado or windstorm. Some companies offer additional coverage options, ask an agent for details.
Personal Liability Protection- Personal Liability can apply if someone is injured at your property. It is important to consider the assets you own and your annual family income when you select your personal liability protection. Your personal liability coverage should be enough to protect your assets if you are sued.
Medical Coverage– Can provide medical expense coverage for guests if they are injured on your property. It does not cover health care costs for you or other members of your household.
Additional Living Expenses– If you are unable to reside in your home because of a covered loss, your home insurance policy can pay additional living expenses while the damage is assessed and your home is repaired or being rebuilt.
Protection for Your Belongings– Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are stolen or destroyed as a result of a covered peril or loss.
Scheduled Personal Property Coverage– If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items.