Shopping for Arizona Car Insurance?
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The right Arizona Car Insurance can help get you back on the road quickly if your car is damaged or destroyed. Auto Insurance in Arizona can protect against damage to your auto by an accident, fire, theft, or other covered event. Arizona Car Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle. It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Arizona Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online. Be sure to ask an Greene Insurance Agent about your Arizona Car Insurance coverage and free auto insurance quotes. We’re here for you!
Arizona Car Insurance: Everything You Need to Know
What are the different types of car insurance coverage available?
- Bodily injury liability coverage: Pays for the medical expenses of others if you are at fault for a car accident.
- Property damage liability coverage: Pays for the repairs or replacement of another person’s property if you are at fault for a car accident.
- Comprehensive coverage: Pays for damage to your car from events such as theft, vandalism, and hail
- Collision coverage: Pays for damage to your car from collisions with other vehicles or objects
- Uninsured/underinsured motorist coverage: Pays for your medical expenses and property damage if you are hit by a driver who does not have insurance or does not have enough insurance
- Rental car reimbursement coverage: Pays for the cost of renting a car if your car is damaged or stolen
How to find the best Arizona Car Insurance policy for you
The best way to find the best Arizona Auto Insurance policy for you is to compare car insurance quotes from multiple insurance companies.
As an Arizona Independent Insurance Agent, the insurance agents at Greene Insurance Group will do this for you!
We save you time and money from shopping around for the best coverage and rates on car insurance.
When comparing car insurance quotes, be sure to compare the same types of coverage and deductibles. You should also ask about any car insurance discounts you may be eligible for, such as good driver discounts or multi-policy discounts.
Once you have compared Auto Insurance Quotes, you can choose the policy that best meets your needs and budget.
Tips for saving money on Arizona Car Insurance
But with so many different car insurance companies and policies to choose from, it can be tough to know where to start.
- The easiest way to find the best Arizona Auto Insurance policy for you is to trust the insurance professionals at Greene Insurance Group. We offer car insurance and home insurance from dozens of top-rated insurance companies. We save our clients time and money.
- When comparing quotes, be sure to compare the same types of coverage and deductibles.
- You should also ask about any discounts you may be eligible for, such as good driver discounts or multi-policy discounts.
- Once you have compared quotes, you can choose the policy that best meets your needs and budget.
- Consider raising your deductible. This will lower your premiums, but you will be responsible for paying more out of pocket if you have an accident.
- Bundle your car insurance with other types of insurance, such as homeowners insurance or renters insurance.
- Take advantage of any safe driving programs offered by your insurance company.
By following these tips, you can find the best car insurance policy for your needs and budget.
Arizona Car Insurance Discounts
One way to get affordable car insurance rates is to take advantage of any discounts for which you are eligible. When making car insurance comparisons, ask about the following standard discounts:
- Good or Safe Driver discount – Most Car Insurance Companies offer for those Ticket and Accident Free for 5 years
- Good student discount – Typically a full time student under 24 years of age with GPA of 3.0 or better
- Multi-car discount – More than one vehicle insured on same policy
- Homeowner’s discount – Insure your car and home with same insurance company for multi-policy discount
- Defensive driver discount – This is usually afforded to senior citizens or new student drivers after taking a defensive driving course.
- Anti-theft device – Security Alarm on vehicle
While discounts are a great way to get low-cost car insurance, your best bet for affordable Arizona Car Insurance rates is to maintain a clean driving record. Obey traffic laws and drive safely to get the best possible rates.
How much does Car Insurance cost in Arizona?
The average cost of Car Insurance in Arizona is $1,782 per year. However, your individual rates will vary depending on a number of factors, such as your age, driving history, and the type of car you drive.
What factors affect your Arizona Car Insurance rates?
- Drivers Age: Younger drivers typically pay higher rates than older drivers.
- Your driving history: Drivers with clean driving records typically pay lower rates than drivers with accidents or traffic violations.
- The type of car you drive: More expensive cars typically have higher insurance rates.
- Your location: Drivers who live in more urban areas typically pay higher rates than drivers who live in rural areas.
Car Insurance Requirements by Arizona Law
If you own and register a vehicle(s) in the State of Arizona, you must obtain Arizona Car Insurance which complies with state law. Car Insurance protects you, others and your finances in the event of a car accident.*
What is the minimum required coverage in Arizona?
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $15,000 property damage liability
* The State of Arizona monitors car insurance compliance through an insurance carrier database with insurance reporting by the car VIN number. Make sure your car insurance company has the correct VIN # for proper reporting to the State of Arizona.
If you are found not to have your vehicle insured with at least the state minimum required car insurance limits, your vehicle registration and driver’s license can and will be suspended by the State of Arizona.
You are required to carry an auto insurance identification card in your vehicle at all times. If you are involved in an accident or stopped for a moving violation, you will be asked to provide the police officer the auto insurance id card as proof of insurance. If you are unable to provide a police officer with proof of Arizona Car Insurance, you will be considered an un-insured driver and likely be issued a traffic citation.
If you are convicted of driving a vehicle registered in the State of Arizona without a valid Arizona Car Insurance policy, you will face the following penalties:
- Suspension of your Arizona Vehicle registration
- Fines
- Possible suspension of your Arizona Drivers License
What determines Arizona Car Insurance Prices?
When shopping for Arizona Car Insurance, remember that car insurance companies can use the following factors to determine rates when shopping for car insurance:
- Driving record
- Age
- Gender
- Marital status
- Location
- Your car’s make and model
- Your average mileage
- Credit history
- The types of optional car insurance you purchase
- Your deductible (out-of-pocket expenses you must pay towards a claim)
- The higher your deductible, the lower your premium
Client Reviews & Testimonials
Greene Insurance Group – Arizona Insurance Agency
Insuring families & businesses since 1962
At Greene Insurance Group, we’ve been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 60 years. As an Arizona Insurance Agency and an Independent Insurance Agency in Arizona, we represent dozens of top-rated insurance companies saving you the time and hassle of shopping for insurance.
Our Licensed Insurance Agents will review your present insurance coverage and suggest the best protection at the most competitive prices. Let Greene Insurance Group provide you with the peace of mind you deserve, knowing that your personal and business insurance needs are protected by trusted and licensed insurance professionals. Contact Greene Insurance Group for a review of your current insurance policies and see how we can help protect what matters most to you.
We provide best in class service to our clients
At Greene Insurance Group, we promise a personalized and best-in-class customer experience. We live and work here in Arizona and we’re ready to provide the best in personalized service. Our Licensed Insurance Agents work in our local offices, not from home, ensuring your privacy and personal information are protected. It’s a commitment we stand by: We’ll answer your calls and return your emails – because that’s the way it should be. You can always depend on the professionals at Greene Insurance Group.
Arizona Independent Insurance Agent
Why select Greene Insurance Group?
At Greene Insurance, we customize insurance to fit our clients and their individual needs. When you call Greene Insurance Group, you can relax knowing as an Independent Insurance Agency and we’ll comparing insurance rates and coverage from dozens of top-rated insurance companies.
At Greene Insurance Group, it’s our promise you will always be our top priority
Benefits of working with Greene Insurance Group:
- Choice and Flexibility: As an Independent Insurance Agency, Greene Insurance Group isn’t limited to a single insurance company, we represent dozens of top-rated insurance companies allowing us to better serve our clients and their needs.
- Personalized Service: At Greene Insurance, we offer a higher level of personalized service. As our client, your account is assigned a Licensed Account Manager to assist with policy questions, changes, billing and claims.
- Expertise and Advocacy: With extensive knowledge of the insurance marketplace, Greene Insurance Group can demystify the intricacies of various insurance policies and coverage options. Additionally, the licensed professionals at Greene Insurance Group act as advocates for our clients, helping to navigate the claims process and ensuring our clients receive fair treatment from insurance companies.
- Local Knowledge: Greene Insurance Group is locally-owned and deeply rooted in our community. Our local presence ensures our team understands the needs of our area, offering insights larger insurance agencies or companies located out of state may miss.
- Ongoing Support: The relationship we develop with our clients is why they refer their friends and family to Greene Insurance Group. When purchasing insurance through a website or call center, who do you call for questions? You need the team at Greene Insurance Group.
We offer best in class service to our clients
We know how difficult and frustrating it can be when calling a business and unable to reach a live person or transferred from department to department.
Many companies have closed their local offices, downsized their staff, and some transfer calls to overseas call centers. Other companies are forcing their customers to utilize chat bots, leave voicemails and sometimes wait days for a return call. At Greene Insurance Group, we understand how frustrating it can be having no point of contact or local office to visit when you have questions. Once you select Greene Insurance Group, we’ll remain your Insurance Agent and our team will be here to assist with questions, changes to your policy, billing and claims questions. At Greene Insurance, we promise to answer your calls, return your emails and our team of professionals work in local offices utilizing secure protocols to protect our clients and their privacy. It’s our promise to always deliver first class service to our clients.
Greene Insurance Group serves the following Arizona communities:
Phoenix, Scottsdale, Paradise Valley, Fountain Hills, Cave Creek, Carefree, Anthem, Chandler, Gilbert, Mesa, Queen Creek, San Tan Valley, Tucson, Catalina Foothills, Marana, Oro Valley, Ahwatukee Foothills, Goodyear, Verrado, Litchfield Park, Surprise, Sun City, Sun City West, Sun City Festival, Sun City Grand, Glendale, Peoria, Prescott, Prescott Valley, Sedona, Flagstaff and surrounding areas.
