Shopping for Arizona Car Insurance?

Arizona Car Insurance from Top-Rated Insurance Companies

The right Arizona Car Insurance can help get you back on the road quickly if your car is damaged or destroyed.  Auto Insurance in Arizona can protect against damage to your auto by an accident, fire, theft, or other covered event.  Arizona Car Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle.  It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Arizona Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online.  Be sure to ask an Greene Insurance Agent about your Arizona Auto Insurance coverage and free auto insurance quotes.  We’re here for you!

Arizona Car Insurance

Call (480) 657-2800 or (888) 958-5622 for Arizona Insurance Quotes

Arizona Car Insurance:  Everything You Need to Know

What are the different types of car insurance coverage available?

  • Bodily injury liability coverage:  Pays for the medical expenses of others if you are at fault for an accident.
  • Property damage liability coverage:  Pays for the repairs or replacement of another person’s property if you are at fault for an accident.
  • Comprehensive coverage: Pays for damage to your car from events such as theft, vandalism, and hail
  • Collision coverage: Pays for damage to your car from collisions with other vehicles or objects
  • Uninsured/underinsured motorist coverage: Pays for your medical expenses and property damage if you are hit by a driver who does not have insurance or does not have enough insurance
  • Rental car reimbursement coverage: Pays for the cost of renting a car if your car is damaged or stolen

How to find the best Arizona Auto Insurance policy for you

The best way to find the best Arizona Auto Insurance policy for you is to compare quotes from multiple insurance companies.

As an Arizona Independent Insurance Agent, the insurance agents at Greene Insurance Group will do this for you!

We save you time and money from shopping around for the best coverage and rates on car insurance.

When comparing car insurance quotes, be sure to compare the same types of coverage and deductibles. You should also ask about any car insurance discounts you may be eligible for, such as good driver discounts or multi-policy discounts.

Once you have compared Auto Insurance Quotes, you can choose the policy that best meets your needs and budget.

Tips for saving money on Arizona Car Insurance

But with so many different car insurance companies and policies to choose from, it can be tough to know where to start.

  • The easiest way to find the best Arizona Auto Insurance policy for you is to trust the insurance professionals at Greene Insurance Group.  We offer car insurance and home insurance from dozens of top-rated insurance companies.  We save our clients time and money.
  • When comparing quotes, be sure to compare the same types of coverage and deductibles.
  • You should also ask about any discounts you may be eligible for, such as good driver discounts or multi-policy discounts.
  • Once you have compared quotes, you can choose the policy that best meets your needs and budget.
  • Consider raising your deductible. This will lower your premiums, but you will be responsible for paying more out of pocket if you have an accident.
  • Bundle your car insurance with other types of insurance, such as homeowners insurance or renters insurance.
  • Take advantage of any safe driving programs offered by your insurance company.

By following these tips, you can find the best car insurance policy for your needs and budget.

Arizona Car Insurance Discounts

One way to get affordable car insurance rates is to take advantage of any discounts for which you are eligible. When making car insurance comparisons, ask about the following standard discounts:

  • Good or Safe Driver discount – Most Car Insurance Companies offer for those Ticket and Accident Free for 5 years
  • Good student discount – Typically a full time student under 24 years of age with GPA of 3.0 or better
  • Multi-car discount – More than one vehicle insured on same policy
  • Homeowner’s discount – Insure your car and home with same insurance company for multi-policy discount
  • Defensive driver discount – This is usually afforded to senior citizens or new student drivers after taking a defensive driving course.
  • Anti-theft device – Security Alarm on vehicle

While discounts are a great way to get low-cost car insurance, your best bet for affordable Arizona Car Insurance rates is to maintain a clean driving record. Obey traffic laws and drive safely to get the best possible rates.

How much does Car Insurance cost in Arizona?

The average cost of Car Insurance in Arizona is $1,582 per year.  However, your individual rates will vary depending on a number of factors, such as your age, driving history, and the type of car you drive.

What factors affect your Arizona Car Insurance rates?

  • Drivers Age: Younger drivers typically pay higher rates than older drivers.
  • Your driving history: Drivers with clean driving records typically pay lower rates than drivers with accidents or traffic violations.
  • The type of car you drive: More expensive cars typically have higher insurance rates.
  • Your location: Drivers who live in more urban areas typically pay higher rates than drivers who live in rural areas.

Car Insurance Requirements by Arizona Law

If you own and register a vehicle(s) in the State of Arizona, you musth obtain Arizona Auto Insurance which complies with state law.  Car Insurance protects you, others and your finances in the event of a car accident.*

What is the minimum required coverage in Arizona?

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability

*  The State of Arizona monitors car insurance compliance through an insurance carrier database with insurance reporting by the car VIN number. Make sure your car insurance company has the correct VIN # for proper reporting to the State of Arizona.

If you are found not to have your vehicle insured with at least the state minimum required car insurance limits, your vehicle registration and driver’s license can and will be suspended by the State of Arizona.

You are required to carry an auto insurance identification card in your vehicle at all times. If you are involved in an accident or stopped for a moving violation, you will be asked to provide the police officer the auto insurance id card as proof of insurance. If you are unable to provide a police officer with proof of Arizona Car Insurance, you will be considered an un-insured driver and likely be issued a traffic citation.

If you are convicted of driving a vehicle registered in the State of Arizona without a valid Arizona Car Insurance policy, you will face the following penalties:

  • Suspension of your Arizona Vehicle registration
  • Fines
  • Possible suspension of your Arizona Drivers License

What determines Arizona Car Insurance Prices?

When shopping for Arizona Auto Insurance, remember that car insurance companies can use the following factors to determine rates when shopping for car insurance:

  • Driving record
  • Age
  • Gender
  • Marital status
  • Location
  • Your car’s make and model
  • Your average mileage
  • Credit history
  • The types of optional car insurance you purchase
  • Your deductible (out-of-pocket expenses you must pay towards a claim)
  • The higher your deductible, the lower your premium
Greene Insurance Group

Greene Insurance Group – Arizona Insurance Agent

Insuring families & businesses since 1962

Since 1962, our family has been protecting families and businesses through personal and business insurance products.  As an Arizona Independent Insurance Agent, the Insurance Professionals at Greene Insurance will review your present insurance and compare rates from dozens of top-rated insurance companies. Greene Insurance Group offers personal insurance products such as: Auto Insurance, Home Insurance, Condo Insurance, Renters Insurance, Landlord Insurance, Motorcycle Insurance, RV Insurance, Umbrella Insurance, Life Insurance & more.  Greene Insurance offers Business Insurance products such as: Business Liability Insurance, Business Property Insurance, Commercial Auto Insurance, Workers Compensation Insurance, Professional Liability Insurance, Malpractice Insurance & more.

We provide best in class service to our clients

At Greene Insurance, We promise old-fashioned customer service. We live and work here in Arizona and we’re ready to provide the best in personalized service. We work in our offices everyday, we answer our phones, return our calls and emails and we are here to serve you!  You can depend on the Professionals at Greene Insurance Group.

Arizona Independent Insurance Agent

Arizona Independent Insurance Agent – Greene Insurance Group

Why select Greene Insurance Group?

At Greene Insurance, we customize insurance to fit our clients and their needs.  When you call Greene Insurance Group, you can relax knowing we’re comparing insurance rates and coverage from dozens of top-rated insurance companies.

At Greene Insurance Group, it’s our promise you will always be our top priority

Benefits of working with Greene Insurance Group:

  • Choice and Flexibility:  As an Independent Insurance Agent, the team at Greene Insurance Group is able to offer its clients advantages over those of other insurance agencies. Unlike many other insurance agents, Greene Insurance Group isn’t limited to a single insurance company, we represent dozens of top-rated insurance companies allowing us to better serve our clients and their needs.
  • Personalized Service:  At Greene Insurance, we offer a higher level of personalized service.  As our client, you’ll have an Account Manager to assist with policy questions, changes, billing and claims.
  • Expertise and Advocacy: With extensive knowledge of the insurance marketplace, Greene Insurance Group can demystify the intricacies of various insurance policies and coverage options. Additionally, the licensed professionals at Greene Insurance Group act as advocates for our clients, helping to navigate the claims process and ensuring our clients receive fair treatment from insurance companies.
  • Local Knowledge:  Greene Insurance Group is locally-owned and deeply rooted in our community.  Our local presence allows our team to understand the specific risks and needs of our area, offering insights larger, impersonal insurance agencies or companies located out of state may miss.  At Greene Insurance,  our team answers our phones and we work in professional offices protecting your privacy.
  • Ongoing Support:  The relationship we develop through the years is why our clients refer friends and family to Greene Insurance Group.  When purchasing insurance through a website or call center, who do you call for questions?  You need a local and licensed insurance professionals to assist with your insurance and this is what you will experience at Greene Insurance Group.
We don’t work for an insurance company, We’re Independent & work for You!

We know how difficult and frustrating it can be when calling a business and unable to reach a live person or transferred from department to department.  Many companies have closed their local offices, downsized their staff, and transfer their calls abroad to overseas call centers.  Other companies are forcing their customers to utilize chat bots or leave voicemails and sometimes wait days for a return call.  At Greene Insurance Group, we understand how frustrating it can be having no point of contact or local office to visit when you have questions.  Once you select Greene Insurance Group, we’ll remain your Insurance Agent and our team will be here to assist with questions, updates, billing and claims questions.  At Greene Insurance, we promise to answer your calls, return your emails and our team of professionals work in local offices utilizing secure protocols to protect our clients and their privacy. It’s our promise to always deliver first class service to our clients.

Client Testimonials & Reviews