Fountain Hills, AZ Auto Insurance
Auto, Home, Umbrella, & Life Insurance from top-rated insurance companies
Shopping for Auto Insurance in Fountain Hills, AZ?
The right Arizona Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed. Auto Insurance can protect against damage to your auto by an accident, fire, theft, or other covered event.
Arizona Auto Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle. It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Arizona Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online. Be sure to ask an Greene Insurance Agent about your Fountain Hills, AZ Auto Insurance coverage and free quotes. We’re here for you!
Fountain Hills, AZ Auto Insurance Coverage
Collision Insurance – Pays for damage caused to your vehicle in an auto accident. Collision Insurance Coverage usually comes with a deductible. The deductible is the amount of money you pay toward repairs before the insurance policy collision coverage begins paying. You may lower your insurance rates if you are willing to pay a higher deductible. Although it’s not legally required by The State of Arizona to carry collision coverage on your Arizona Car Insurance, most banks will likely require this coverage if your vehicle is financed or leased.
Comprehensive Insurance – Covers damage to your car in some way other than a collision. Some examples of Comprehensive Insurance Coverage would include: if your vehicle is stolen, vandalized or catches fire. In addition, flood and windshield damage to your vehicle can provide coverage under Comprehensive Insurance Coverage on your Arizona Auto Insurance. Although it’s not legally required by The State of Arizona, most banks will likely require Comprehensive Insurance Coverage if your vehicle is financed or leased.
How to Lower Your Auto Insurance Rates in Fountain Hills, AZ
There are several ways to lower your Arizona Auto Insurance Rates.
Discounts on your Auto Insurance when you Bundle
Bundle your Arizona Auto Insurance with your Arizona property insurance and you could save up to 35%.
- Auto and Homeowners
- Auto and Renters
- Auto and Condominium
- Auto, Home, & Umbrella
Good Student Discount
Insurance Policyholders could qualify for a Good Student discount if their child is listed as a driver on the policy, over 16 years of age and is a full-time student (high school or college). Eligible high school and college students may receive Arizona Insurance Discounts for maintaining a higher grade point average (GPA). Each insurance company has different requirements, ask your Insurance Agent at Greene Insurance for more details.
Fountain Hills, AZ Auto Registration Requirements
If you own a vehicle registered in The State of Arizona, you’re required to obtain Arizona Auto Insurance. It is important if you have relocated from another state to Arizona, you obtain Arizona Auto Insurance ASAP before you register your vehicle.
If you look at the top of your Auto Insurance ID card, it should read “Arizona Auto Insurance”. If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Laws.
*It is important to note, if you DO NOT purchase Arizona Auto Insurance as soon as you register the vehicle in Arizona, your vehicle registration will Arizona Vehicle Registration will be suspended and the vehicle owner will be fined under the Arizona Mandatory Insurance Law.
In Arizona, all vehicles registered must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.
Arizona Auto Insurance Minimum State Limits
Arizona requires drivers to maintain car insurance that meets or exceeds the state minimum by Arizona Law. *
* As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:
- Bodily injury liability coverage: Minimum $25,000 bodily per person / $50,000 per accident
- Property damage liability coverage: $15,000 minimum
- Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
- Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
Note: While we do not recommend it, Policyholders may reject uninsured and underinsured motorist coverage by signing a rejection form. Ask a licensed agent for details.
*While this is the Arizona State Minimum, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.
Client Reviews & Testimonials
Fountain Hills, AZ Insurance
At Greene Insurance Group, we’ve been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 60 years. As an Fountain Hills, AZ Insurance Agent, we offer insurance from over a dozen top-rated insurance companies, saving you the time and hassle of shopping for coverage yourself. Our Licensed Insurance Professionals will review your current insurance policies to ensure you get the best protection at the most competitive prices. Let Greene Insurance Group provide you with the peace of mind you deserve, knowing that your personal and business needs are covered by trusted professionals. Contact us today for a review of your current policies and see how we can help protect what matters most to you.
Why Select Greene Insurance Group?
We provide best in class service to our clients. As a locally-owned Insurance Agency, we provide personalized service you won’t find with big call centers abroad or online-only providers. We all know how difficult and frustrating it can be to when your unable to reach a live person or transferred around from department to department when calling large companies. Many companies are now forcing their clients to utilize chat bots or leave voicemails leaving people frustrated with no answers, no point of contact and no local insurance agency office to visit.
Once you select Greene Insurance as your Independent Insurance Agent, we’ll be your local Insurance Agent and our team will be here to assist with any questions, policy updates or claims related to your insurance.
At Greene Insurance Group, we answer our phones and our team work in professional offices with secure protocols to protect our clients personal and business information. At Greene Insurance Group, it’s our promise to always deliver world class service to our clients
Fountain Hills, Arizona Independent Insurance Agent
Benefits of working with Greene Insurance Group:
- Customized Insurance: At Greene Insurance, we realize each of our clients needs differ and work to customize insurance coverage to fit their unique needs.
- Choice & Flexibility: As an Independent Insurance Agency in Arizona, Greene Insurance compares coverage and rates from dozens of top-rated insurance companies. Captive Insurance Agencies only work with one insurance company limiting your options.
- Personalized Service: We prioritize personalized service. Your will be assigned a Licensed Account Manager and their team to assist with questions, changes to your policies, billing, claims, and review renewals.
- Local Knowledge: As a local and family-owned Independent Insurance Agent in Arizona, Greene Insurance is deeply rooted in our community. Our local presence enables us to understand area-specific risks and needs, offering insights that large, out-of-state companies may overlook.
- Ongoing Support: The relationships we build with our clients are why they refer friends and family. At Greene Insurance Group, we offer a responsive team, work in professional office settings to protect your privacy. Our licensed insurance professionals who are always available to answer your questions and provide ongoing support, unlike faceless websites, chatbots or call centers.
- You will be our Top Priority – At Greene Insurance Group, it’s our promise you will always be our top priority.
As an Independent Insurance Agency in Arizona, Greene Insurance offers Personal and Business Insurance from dozens of top-rated insurance companies.
- Personal Insurance: Auto Insurance, Home Insurance, Condo Insurance, Personal Umbrella Insurance, RV Insurance, Life Insurance, High-Value Home Insurance, Luxury Home Insurance, Exotic Sports Car Insurance, Health Insurance and more.
- Commercial Insurance: Commercial Liability Insurance, Business Property Insurance, Commercial Auto Insurance, Workers Compensation Insurance, Professional Liability Insurance, Garage Keepers Insurance, Restaurant Insurance, Commercial Umbrella Insurance and more.
