Workers Compensation Insurance
We offer Workers Compensation Insurance from top-rated insurance companies
Protect your Employees with Workers Compensation Insurance
Workers compensation insurance can pay for medical care and physical rehabilitation of employees injured at work and can help to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
How does Workers’ Compensation Insurance work?
Every state has its own unique workers’ compensation laws that employers must follow. These regulations help ensure that employers provide coverage for the cost of work-related injuries or occupational diseases, regardless of employee negligence.
An employee can only receive benefits if their injury or illness relates to their job duties or employment. Workers’ comp insurance could cover injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.
If an employee isn’t acting within the scope of their employment and becomes injured, such as playing a game with friends on a day off, workers’ compensation insurance won’t cover them.
What business needs Workers Compensation Insurance?
Every business with employees needs workers compensation insurance. If you don’t purchase workers’ compensation insurance coverage, you place your business at high risk. Not only can you face a lawsuit for workplace injuries, but you’ll likely be fined for breaking the law. Workers’ compensation insurance is required by law in almost every state, including Arizona. Some worker exemptions exist, so you’ll want to check with your state to find out if coverage is mandatory for your business.
Keep in mind, workers’ compensation insurance protects not only your employees, but your small business too. For example, if your insurance is compliant with state law, an employee who receives benefits can’t sue you for their injuries or lost wages.
They can, however, sue you for things that aren’t covered under the workers’ comp portion of your policy. Employer’s liability insurance is also included in your policy to pay for court costs and legal fees if you’re involved in such a lawsuit.
We can help your business find complete solutions to your unique Workers Compensation Insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line. Coverage for office workers using their own vehicles on company business is often needed. If you have employees, it is critical that you consider AZ workers compensation insurance coverage.
We also offer other business insurance products such as: Commercial Liability Insurance, Commercial property insurance, Commercial Auto Insurance, inland marine insurance and more.
Client Reviews & Testimonials
Greene Insurance Group – Family Owned Insurance Agency
At Greene Insurance Group, we’ve been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 60 years. As an Independent Insurance Agent, we represent dozens of top-rated insurance companies, saving you the time and hassle of shopping for coverage yourself. Our Licensed Insurance Professionals will review your current insurance policies to ensure you get the best protection at the most competitive prices. Let Greene Insurance Group provide you with the peace of mind you deserve, knowing that your personal and business needs are covered by trusted professionals. Contact us today for a review of your current policies and see how we can help protect what matters most to you.
Providing best in class service to our clients
At Greene Insurance Group, we promise personalized, best-in-class customer service. Our Licensed Agents work in our local offices, not from home, ensuring your privacy and personal information are always protected. It’s a commitment we stand by: We’ll answer your calls and return your emails—because that’s the way it should be. You can always depend on the professionals at Greene Insurance Group.
We’re an Independent Insurance Agent – Greene Insurance Group
Benefits of Working with Greene Insurance Group:
- Customized Coverage: At Greene Insurance, we realize each of our clients needs differ and we customize coverage to fit their unique needs.
- Choice & Flexibility: As an Independent Insurance Agent, we represent dozens of top-rated insurance companies, unlike insurance agents who are limited to a single company. This gives us the flexibility to better meet your unique needs.
- Personalized Service: At Greene Insurance, we prioritize personalized service. An Account Manager assigned to your account will assist with policy questions, changes, billing, and claims, ensuring you always have a dedicated point of contact.
- Expertise and Advocacy: Our team has expertise in the insurance marketplace, helping you understand your insurance and coverage options. As your advocates, we’ll guide you through the claims process and ensure you receive fair treatment.
- Local Knowledge: As a locally-owned insurance agency, we are deeply rooted in our community. Our local presence enables us to understand area-specific risks and needs, offering insights that large, out-of-state companies may overlook.
- Ongoing Support: The relationships we build with our clients are why they refer their friends and family. At Greene Insurance, we offer a responsive team, work in professional office settings to protect your privacy. Our licensed insurance professionals who are always available to answer your questions and provide ongoing support, unlike faceless websites, chatbots or call centers.
