Shopping for Watercraft Insurance?
Greene Insurance Group will help you find comprehensive boat and watercraft insurance protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety your passengers, or your investment.
Bundle your Watercraft Insurance with your Auto & Home Insurance for up to 40% savings
When you insure your Auto Insurance and Home Insurance with us, you could save you up to 40%.
What to look for in Boat Insurance or Watercraft Insurance
We can help you determine the right amount of watercraft insurance coverage to meet your specific needs. Here are some items you’ll need to consider when shopping for watercraft or boat insurance.
Agreed Value Coverage: Watercraft depreciate just like automobiles. Actual cash value policies can make it difficult to replace a boat that’s been stolen or destroyed. This means that if your boat is a total loss you will get the value you insured it for, minus any deductible.
Liability – Like car insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages and other costs incurred as a result of a boating accident for which you are at-fault.
Medical Payments – Medical payments coverage will pay for the cost of needed care that is the result of a boating accident. This coverage is available from $500 to $10,000 and covers you, your passengers, and even your water skiers/tubers, regardless of who is at-fault.
Physical Damage Coverage- Physical damage coverage pays for the cost to repair or replace your watercraft, its motor, any permanently attached equipment and your trailer.
Uninsured/Under-insured Watercraft Bodily Injury – If you are hit by an uninsured or under-insured boater, and you are injured, this type of coverage pays for medical treatment, lost wages, and other costs associated with the accident.
Personal Effects – Your policy can provide coverage for many personal effects, including scuba/snorkeling and other sporting equipment, and fishing equipment.
Emergency Assistance – The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water.
Client Reviews & Testimonials
Greene Insurance Group – Family Owned Insurance Agency
At Greene Insurance Group, we’ve been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 60 years. As an Independent Insurance Agent, we represent dozens of top-rated insurance companies, saving you the time and hassle of shopping for coverage yourself. Our Licensed Insurance Professionals will review your current insurance policies to ensure you get the best protection at the most competitive prices. Let Greene Insurance Group provide you with the peace of mind you deserve, knowing that your personal and business needs are covered by trusted professionals. Contact us today for a review of your current policies and see how we can help protect what matters most to you.
Providing best in class service to our clients
At Greene Insurance Group, we promise personalized, best-in-class customer service. Our Licensed Agents work in our local offices, not from home, ensuring your privacy and personal information are always protected. It’s a commitment we stand by: We’ll answer your calls and return your emails—because that’s the way it should be. You can always depend on the professionals at Greene Insurance Group.
We’re an Independent Insurance Agent – Greene Insurance Group
Benefits of Working with Greene Insurance Group:
- Customized Coverage: At Greene Insurance, we realize each of our clients needs differ and we customize coverage to fit their unique needs.
- Choice & Flexibility: As an Independent Insurance Agent, we represent dozens of top-rated insurance companies, unlike insurance agents who are limited to a single company. This gives us the flexibility to better meet your unique needs.
- Personalized Service: At Greene Insurance, we prioritize personalized service. An Account Manager assigned to your account will assist with policy questions, changes, billing, and claims, ensuring you always have a dedicated point of contact.
- Expertise and Advocacy: Our team has expertise in the insurance marketplace, helping you understand your insurance and coverage options. As your advocates, we’ll guide you through the claims process and ensure you receive fair treatment.
- Local Knowledge: As a locally-owned insurance agency, we are deeply rooted in our community. Our local presence enables us to understand area-specific risks and needs, offering insights that large, out-of-state companies may overlook.
- Ongoing Support: The relationships we build with our clients are why they refer their friends and family. At Greene Insurance, we offer a responsive team, work in professional office settings to protect your privacy. Our licensed insurance professionals who are always available to answer your questions and provide ongoing support, unlike faceless websites, chatbots or call centers.
