Prescott Valley, AZ Insurance
Auto, Home, Umbrella, Life & Business Insurance from top-rated insurance companies
What to know about Home Insurance in Prescott Valley, AZ
Insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. Homeowners Insurance can also provide coverage in the event someone is injured while on your property and wins a legal judgment against you. We provide the options and you select the home insurance policy that’s right for you and your family.
Find the right Prescott Valley, AZ Home Insurance
Greene Insurance will work with you to find a home insurance policy that fits your needs. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price. Your Gilbert, Arizona home insurance policy is most often made up of the specific options you choose, so how much you’ll pay for your policy depends on:
- What you select – Home Insurance often has endorsements or options that are priced individually, so how much you’ll pay for your policy depends on what coverages you purchase.
- How much you want to cover- If you as a homeowner assume more risk such as a higher deductible, you will lower your premium price by shifting part of the loss payment to you. For example, if you had a $1,000 deductible, you would be responsible for paying the first $1,000 of the a covered loss.
- Where you set your limits- You may choose to set higher limits than the recommended amount if appropriate to your situation and needs. We’ll help you understand the coverage.
- Personal Umbrella protects your assets– Worried you aren’t completely covered? Consider an umbrella insurance policy that extends your liability coverage and protects your assets such as your home, autos, boats, motorcycles, rental properties, etc.
The Right Coverage. The Right Price. The Right Value
The amount you pay for your homeowners insurance depends on many factors. Think of your personal housing situation, and the assets you want to protect.
Protection for Your Home
Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm.
Protection for You and Other People
Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued.
Medical Coverage
This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household.
Additional Living Expenses
If you can’t live in your home because of a covered loss, your policy will pay additional living expenses-commonly for up to 24 months-while damage is assessed and your home is repaired or rebuilt.
Protection for Your Belongings
Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss.
Scheduled Personal Property Coverage
If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items.
If You Rent Out Your Home
If you plan to rent your home, you will need a landlord insurance policy. Visit our Landlord Insurance page for more information.
Client Reviews & Testimonials
Prescott Valley, AZ Insurance Agent
Insuring families & businesses since 1962
At Greene Insurance Group, we’ve been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 60 years. As an Prescott Valley, AZ Independent Insurance Agent, we offer insurance from top-rated insurance companies. We save you the time and the hassle of shopping for coverage yourself. Our Licensed Insurance Professionals will review your current insurance policies to ensure you get the best protection at the most competitive prices. Let Greene Insurance Group provide you with the peace of mind you deserve, knowing that your personal and business needs are covered by trusted professionals. Contact us today for a review of your current policies and see how we can help protect what matters most to you.
We provide best in class service to our clients
At Greene Insurance Group, we promise personalized, best-in-class customer service. Our Licensed Agents work in our local offices, not from home, ensuring your privacy and personal information are always protected. It’s a commitment we stand by: We’ll answer your calls and return your emails—because that’s the way it should be. You can always depend on the professionals at Greene Insurance Group.
Prescott Valley, AZ Independent Insurance Agent
Why select Greene Insurance Group?
At Greene Insurance, we customize insurance to fit our clients and their needs. When you call Greene Insurance Group, you can relax knowing as an Independent Insurance Agent serving Prescott Valley, Prescott and surrounding areas, our agents comparing rates and coverage from over a dozen top-rated insurance companies saving you time and money.
