Personal Umbrella Insurance
If you’re sued, do you have enough insurance to protect your family and your assets?
How important is Personal Umbrella Insurance?
Do you know what underlying insurance coverage means? Most people don’t.
Once the liability insurance limits are exhausted on your home, auto, or other property and vehicles including RV’s ATV’s or Watercraft , a Personal Umbrella Insurance policy provides a second layer of liability insurance coverage of one-million dollars or more depending on your assets and future earnings.
For example, if you own your home, a rental property or have cash savings in the bank or investments and you’re sued for a car accident or other vehicle accident or someone trips an falls at your home or rental property or you are sued for libel or slander, a personal umbrella insurance policy helps protects you and your assets.
Do I need Personal Umbrella Insurance?
Some ask, if I don’t have money in the bank or assets, what can I be sued for?
People are oftentimes sued for the equity in the home or their future wages are garnished. For approximately $25 a month, $1 million dollars of personal umbrella insurance protection can be purchased and packaged with your home and auto insurance! Why not protect yourself and your family?
Can I Afford Personal Umbrella Insurance?
If you own a Home, Rental Properties, Automobiles or Recreational Vehicles or have youthful drivers, you should strongly consider a personal umbrella insurance policy.
If you own a home and auto, most couples with a good driving record can purchase a $1 million dollars of personal umbrella policy for less than $20 per month. Families with young household drivers, will pay more, however a personal umbrella is very important to protect those families and their assets.
Personal Umbrella Insurance is very affordable and you will have the peace of mind knowing you’re protected.
Examples of why Personal Umbrella Insurance is so Important
- Do you have youthful drivers in the household? Statistics show youthful drivers have less driving experience and pose a greater risk while living in your household and driving your vehicles.
- What would happen if your dog or pet was to bite a neighbor’s child?
- Do you own rental property(s)? What if there was an accident on your rental property?
- What if someone in your household was at fault and severely injured or killed another person(s) in an auto accident?
- What would happen if a fire in your condo spread to other units?
- There was a drowning in your swimming pool?
If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.
Client Reviews & Testimonials
Greene Insurance Group
At Greene Insurance Group, our family has been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 63 years. As an Independent Insurance Agent, we offer insurance from dozens of top-rated insurance companies, saving you the time and hassles of shopping for insurance. You can rest assured you receive the best coverage at the best value to maximum protection!
We provide best in class service to our clients. As a locally-owned Insurance Agency, we provide personalized service you won’t find with big call centers abroad or online-only providers. We know how difficult and frustrating it can be to when your unable to reach a live person or transferred from department to department when calling large companies. Many companies are now forcing their clients to utilize chat bots or leave voicemails leaving people frustrated with no answers, no point of contact and no local insurance agency office to visit.
Once you select Greene Insurance as your Independent Insurance Agent, we’ll be your local Insurance Agent and our team will be here to assist with any questions, policy updates or claims related to your insurance.
At Greene Insurance Group, we answer our phones and our team work in professional offices with secure protocols to protect our clients personal and business information. At Greene Insurance Group, it’s our promise to always deliver world class service to our clients.
