Mesa, AZ Auto Insurance

Call (480) 269-8200 or (888) 958-5622 for Mea, Arizona Auto Insurance Quotes

Arizona Auto InsuranceShopping for Auto Insurance in Arizona?

The right Arizona Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed.  Car Insurance can protect against damage to your auto by an accident, fire, theft, or other covered event.

Auto Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle.  It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online.  Be sure to ask an Greene Insurance Group Agent about Auto Insurance coverage.  We’re here for you!

Call (480) 657-2800 or (888) 958-5622 for Insurance Quotes

Arizona Auto Insurance Coverage

Collision Insurance – Pays for damage caused to your vehicle in an auto accident.  Collision coverage usually comes with a deductible. The deductible is the amount of money you pay toward repairs before your collision coverage begins paying. The higher the deductible you’re willing to pay, the lower your auto insurance premium.  Although it’s not legally required by The State of Arizona to carry collision coverage, most banks will likely require this coverage if your vehicle is financed or leased.

Comprehensive Insurance – Covers damage to your car in some way other than a collision. Some examples of comprehensive coverage would include: vehicle theft, vandalized or catches fire.  In addition, flood and windshield damage are events that can provide coverage under comprehensive auto insurance. Although it’s not legally required by The State of Arizona, most banks will likely require comprehensive coverage if your vehicle is financed or leased.

How to Lower Your Auto Insurance Premium

There are several ways to lower your Auto Insurance Premium.

Multi-Policy Discount

Bundle your AZ Auto Insurance with your Arizona property insurance and you could save up to 35%.

Good Student Discount

Policyholders could qualify for a Good Student discount if their child is listed as a driver on the policy, over 16 years old and is a full time student (high school or college). Eligible high school and college students may receive discounts for maintaining a higher grade point average (GPA).  Each company has different requirements, ask the insurance agent for more details.

Arizona Auto Registration Requirements

If you recently moved to Arizona and own a vehicle registered in Arizona, you’re required to obtain Arizona Auto Insurance.

If you look at the stop of your Auto Insurance ID card, it should read “Arizona Auto Insurance” at the top.  If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Law.  It is important to know if your vehicle isn’t insured in Arizona as soon as you register the vehicle in Arizona, your vehicle registration will be suspended under the Mandatory Insurance Law.

In Arizona, all vehicles registered must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.

Arizona Auto Insurance State Limits

Arizona requires drivers to maintain car insurance that meets or exceeds the state minimum by Arizona Law. *

* As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:

  • Bodily injury liability coverage:  Minimum $25,000 bodily per person / $50,000 per accident
  • Property damage liability coverage: $15,000 minimum
  • Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
  • Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident

Note:  While we do not recommend it, Policyholders may reject uninsured and underinsured motorist coverage by signing a rejection form. Ask a licensed agent for details.

*While this is the Arizona State Minimum, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.

Greene Insurance Group Scottsdale

Greene Insurance Group

Since 1962, our local and family-owned insurance agency has pledged to protect families and businesses through personal and business insurance.  As an Independent Insurance Agent, we’re able to compare and customize coverage and find the best rates to fit your needs.  We offer insurance from dozens of top-rated insurance companies and we’ll be your local Insurance Agent for questions about coverage or claims.

Independent Insurance Agent

Locally-Owned Arizona Independent Insurance Agent

As an Arizona Independent Insurance Agent, we go to work for you.  We customize coverage to fit our client’s individual needs.
We Save Our Clients Time & Money We ask a series of questions and then carefully begin the search to find the best coverage at the best prices among dozens of top-rated insurance companies.

We welcome the opportunity to earn your business We want to serve and protect you and your family.

Arizona Insurance Agent

Greene Insurance Group serves all of Arizona including communities of: Phoenix, Scottsdale, Paradise Valley, Cave Creek, Carefree, Anthem, Chandler, Gilbert, Mesa, Queen Creek, San Tan Valley, Tucson, Marana, Oro Valley, Ahwatukee Foothills, Goodyear, Buckeye, Surprise, Peoria, Prescott, Prescott Valley, Flagstaff, Sedona and surrounding areas.