How to save on Arizona Home Insurance

Arizona is a beautiful state with a warm climate and plenty of sunshine, but living in Arizona also means you need to protect your home from natural disasters like monsoons and wildfires. Home insurance in Arizona is a necessary expense, but it doesn't have to be expensive. Here are some tips on how to save on Arizona homeowners insurance: Shop around for the best rates Don't settle for the first home insurance quote you receive. Shop around and compare rates from multiple insurers. You may find that different providers offer significantly different rates for the same coverage, so it pays to do your research. Raise your deductible Your deductible is the amount you pay out of pocket before your insurance coverage kicks in. If you're willing to raise your deductible, you can often lower your monthly premiums. Just be sure to choose a deductible that you can comfortably afford to pay if you do need to file a claim. Bundle your policies Many insurers offer discounts if you bundle your home insurance policy with other types of insurance, such as auto insurance. This can be a great way to save money on both types of coverage. Invest in home security features Installing home security features like burglar alarms, smoke detectors, and deadbolts can reduce your [...]

How to save on Arizona Car Insurance

Car Insurance is a necessary expense for any driver, but it doesn't have to break the bank. With a little effort and some smart choices, you can save money on your Arizona Car Insurance without sacrificing coverage. Here are some tips for how to save on Arizona Car Insurance. Shop around for the best rates on Auto Insurance. Don't settle for the first car insurance quote you receive. Shop around and compare rates from multiple insurers. You may find that different providers offer significantly different rates for the same coverage, so it pays to do your research. Raise your deductible Your deductible is the amount you pay out of pocket before your insurance coverage kicks in. If you're willing to raise your deductible, you can often lower your monthly premiums. Just be sure to choose a deductible that you can comfortably afford to pay if you do get into an accident. Bundle your policies Many insurers offer discounts if you bundle your car insurance policy with other types of insurance, such as home or renters insurance. This can be a great way to save money on both types of coverage. Drive safely Insurance companies reward safe drivers with lower rates. If you have a clean driving record and avoid accidents and traffic violations, you may qualify [...]

Arizona Seasonal Home Insurance

Home Insurance for your Seasonal Home in Arizona Greene Insurance Group has many options available when it comes to finding you the right Seasonal Home Insurance in Arizona. As a Trusted Choice Independent Insurance Agent in Arizona, Greene Insurance offers insurance from over a dozen top rated insurance companies with some of the best coverage and rates available. If you’ve shopped around for insurance for your seasonal home in Arizona, then you know how difficult it can be to find a reputable insurance company to insure a seasonal or secondary home. Call Greene Insurance for a free seasonal Arizona Seasonal Home Insurance Quotes.

UM/UIM Motorist Coverage

Uninsured & Underinsured Motorist Coverage is Important in Arizona Examples of why Uninsured & Underinsured Motorist Coverage is Important: A family is burdened with horrific medical bills because of an accident caused by a drunk driver who couldn’t afford insurance due to his/her bad driving record. A child walking to school faces a lifetime of difficulty after being struck by a driver who was texting and only has minimum auto insurance limits or no insurance at all. A pair of sweethearts fall victim to a hit-and-run driver with little or no insurance in force at the time of the accident. How many drivers have NO Car Insurance while driving? According to recent estimates by the Insurance Research Council (IRC), roughly 1 of 7 drivers is not insured. In Arizona, that number is believed to be higher. Let's also consider the number of drivers who only carry minimum state auto insurance limits or let their insurance lapse or cancel. It should come as no surprise given the type of advertisements from personal injuries attorneys, auto accidents are commonplace. we see from auto insurance companies advertising "cheap" rates.  Too often, the emphasis is on getting a cheap rate, and drivers are besieged with ads about that encourage [...]

Who needs flood insurance in Arizona?

Arizona Flood Insurance We live in the desert Southwest and it doesn't rain often.  When it does rain, it can really come down. When recommend flood insurance to our clients in Arizona.  We often hear "why would we need flood insurance in Arizona, it never rains". That is partly true. Phoenix and Arizona is well known for the number of sunny days we enjoy.  This doesn't mean Arizona Homeowners should not consider flood insurance.  We've had an active Monsoon Season here in Arizona in 2022 and it's not over yet.  On September 8, 2014, the Metro Phoenix area received a historic rainfall, the wettest in it's history.  Monsoon rains can blow in suddenly and the rain can come down very hard and overload the sewers and canals designed to carry it away.  Metro Phoenix and it's neighbors- Scottsdale, Mesa, Tempe, Gilbert, Chandler, Glendale, Peoria, Surprise, Anthem, Carefree, Cave Creek and Queen Creek are all part of the Valley of the Sun.  The mountains that surround the valley often drive the rain down their slopes and into our neighborhoods, streets and sewers. We often find the downpours are too much for our valley drainage systems and some neighborhoods experience flooding.  Occasionally, the flooding can be severe, as we have seen in 2014 and in 2022. [...]

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