Shopping for Homeowners Insurance?
We offer Home & Auto Insurance from dozens of top-rated insurance companies
Select the right Homeowners Insurance
Selecting the right Home Insurance is important in case you suffer a loss due to fire, theft, vandalism, or other covered events to your property.
Home Insurance can also provide liability protection in case someone is injured while on your home and wins a legal judgment against you.
Homeowners Insurance coverage can vary from state to state and by insurance company by what losses are covered, the insurance protection your select and type of residence you own. The Insurance Professionals at Greene Insurance Group will help you find the best homeowners insurance coverage.
Home Insurance prices can vary
The cost of Homeowners Insurance will vary depending on a number of factors, including the size and value of your home, the coverage you choose, and your insurance company. We will provide home insurance quotes from several different home insurance companies to help you compare prices and coverage.
The most common types of Home Insurance Coverage may include:
- Dwelling Coverage: Covers the cost of repairing or replacing your home’s structure, including the walls, roof, and foundation in a covered loss.
- Personal Property Coverage: Helps cover your personal possessions not permanently attached to your home such as furniture, clothing and appliances.
- Personal Liability Insurance: Helps cover lawsuits against you, providing protection against legal liability for bodily injury or property damage if a third party is accidentally injured or their property is damaged.
- Loss of Use: Covers additional living expenses if you need to vacate your home because of a covered loss.
- Other coverage: Some optional coverage or endorsements may be added to your home insurance policy. Ask for details.
- Scheduled Personal Property Coverage (SPP): If you have special possessions in your home such as: jewelry, fine arts, antiques or collectibles, you may want to talk to your agent about this additional coverage. Scheduled Personal Property Insurance or SPP Coverage provides broader coverage for specific items.
When selecting Home Insurance, it’s important to consider the following factors:
- Your insurance agency and the level of service the agency and it’s staff provide.
- The size and value of your home
- The coverage you need and the optional endorsements that may be available.
- Your budget
- The insurance company’s reputation
- Your insurance company’s customer service
When Greene Insurance Group, we’ll be here to assist you when you need us.
Homeowners Insurance to Protect your Home & Belongings
Homeowners Insurance can cover the cost of repairing or replacing your home and it’s contents in the event of a covered loss, such as a fire, theft, or storm. It also protects you from financial liability if someone is injured on your property.
Do you ever plan to Rent your home or property?
If so, you will want to make sure your home is properly insured. A standard homeowners insurance policy will NOT provide coverage for use as a Landlord or Rental Home. For example, if you plant to rent the home as a short-term rental (daily, weekly, monthly or for less than an annual lease), you will want a vacation rental property insurance policy or short-term rental property insurance policy. If you plan to rent out on an annual basis, you will want a landlord insurance policy.
* It is important to let your Insurance Agent know this information before they quote or bind your insurance. Purchasing the wrong type of insurance, will likely result in denial of a claim.
Bundle & Save up to 40% on your Home Insurance & Auto Insurance for more savings!
When you package your Home Insurance and Auto Insurance you can save up to 40%. Ask a Greene Insurance Group agent for additional information about the bundled Auto Insurance and Home Insurance Discounts and other discounts available.
Is Home Insurance required by law?
No, Homeowners Insurance isn’t required by law, but mortgage companies or lenders will require home insurance in order to obtain a loan or mortgage for a home. It is also important you protect your assets and at minimum carry liability insurance for your property.
Greene Insurance Group – Family Owned Insurance Agency
Protecting Families & Businesses for Generations
Since 1962, our family has been protecting families and businesses through personal and business insurance products. The Insurance Professionals at Greene Insurance Group will review your present insurance coverage because we’re an Independent Insurance Agency, we represent dozens of top-rated insurance companies saving you the hassles of shopping for insurance. Greene Insurance Group offers personal insurance such as: Auto Insurance, Home Insurance, Condo Insurance, Renters Insurance, Landlord Insurance, Motorcycle Insurance, RV Insurance, Umbrella Insurance, Life Insurance & more. Greene Insurance offers Business Insurance such as: Business Liability Insurance, Business Property Insurance, Commercial Auto Insurance, Workers Compensation Insurance, Professional Liability Insurance, Malpractice Insurance & more.
Providing best in class service to our clients
At Greene Insurance Group, we promise personalized, best-in-class customer service. Our licensed insurance professionals work right here in our offices, not from home, ensuring your privacy and personal information are always protected. It’s a commitment we stand by: we’ll answer your calls and return your emails—because that’s the way it should be. You can always depend on the professionals at Greene Insurance Group.
Client Testimonials & Reviews
Greene Insurance Group – We’re an Independent Insurance Agent
We promise you will always be our top priority
Benefits of Working with Greene Insurance Group:
- Customized Coverage: At Greene Insurance, we realize each of our clients needs differ and we customize coverage to fit their unique needs.
- Choice & Flexibility: As an Independent Insurance Agent, Greene Insurance Group offers clients the advantage of comparing rates and coverage from top-rated insurance companies, unlike insurance agencies limited to a single provider. This gives us the flexibility to better meet your unique needs.
- Personalized Service: At Greene Insurance, we prioritize personalized service. You’ll be assigned a Licensed Account Manager who will assist with policy questions, changes, billing, and claims, ensuring you always have a dedicated point of contact.
- Expertise and Advocacy: Our team has deep expertise in the insurance market, helping you understand complex policies and coverage options. As your advocates, we’ll guide you through the claims process and ensure you receive fair treatment.
- Local Knowledge: As a locally-owned insurance agency, we are deeply rooted in the community. Our local presence enables us to understand area-specific risks and needs, offering insights that large, out-of-state companies may overlook.
- Ongoing Support: The relationships we build with our clients are why they refer us to friends and family. At Greene Insurance, we answer our phones, work in professional offices, and protect your privacy. We’re local, licensed professionals who are always available to answer your questions and provide ongoing support, unlike faceless websites, chatbots or call centers.
