Shopping for Condo Insurance?
Condo Insurance from top-rated insurance companies
Condominium Insurance policies are unique and condo insurance coverage can vary from company to company. It is important to speak with one of our Licensed Agents and ask questions.
Condominium Insurance Coverage:
Personal Property Insurance – If you own a Condominium, it is important to protect your personal property such as furniture, appliances, electronics, clothing, and more. Personal property with replacement cost coverage is important so that in the event of a covered loss, you are reimbursed for full replacement cost value without regard for depreciation.
Condo Building Property Insurance aka “Inside Walls Coverage” – Insurance coverage for the interior of your condo unit, sometimes referred to as “walls in coverage”, is optional and important protection to protect the inside of your condo unit after a loss occurs. For example, If you have upgraded cabinetry, flooring and fixtures, Condo Building Property Insurance or “inside walls coverage” can provide the extra protection for these investments. Make sure to consult your condominium association or HOA Bylaws & CCR’s agreement to determine what the association policy covers and what you as the condo unit owner are responsible for. As the owner of a condo unit, it is your responsibility to review the condo association’s master insurance policy and bylaws. This will help you select the right condo insurance coverage.
Loss Assessments Coverage – It is important if you own a condominium located within a condo association, you obtain loss assessment coverage.
Loss Assessment coverage can help prevent a condo owner from paying out of pocket if their association issues a special assessment. Loss Assessment Coverage is often an optional, but important coverage that should be considered when purchasing insurance. To help determine how much loss assessment coverage you should add to your condo insurance policy, you’ll want to take a look at your condo association’s master insurance policy to learn what its coverage limits are and whether special deductibles apply for certain hazards.
Personal Liability Insurance – If someone is accidentally injured while visiting your condo and you are at fault, this coverage may help you pay for related legal expenses or your guest’s resulting medical bills.
Guest Medical Insurance – If a guest is injured at your home, guest medical coverage may help pay for related medical expenses even if you are not at fault..
Save Money if you Bundle & Save up to 40%
If you bundle your condo insurance with auto insurance, you can save up to 40%. Ask a Greene Insurance Agent for details.
Additional Insurance Options to Consider adding to your Condominium Insurance
Personal Umbrella Insurance – Many people supplement their condominium insurance coverage with personal umbrella liability insurance. Personal umbrella insurance is a type of insurance designed to add extra liability coverage over and above another insurance policy, such as auto or condo insurance policy(s).
Scheduled Personal Property or Valuable Articles Coverage – In addition, If you own jewelry, artwork, antiques or collectibles, valuable articles coverage would be important for you protect those items in the event of theft, mysterious disappearance or other covered peril.
Unique Condo Insurance options to fit your individual needs – Call Greene Insurance regarding Condominium Insurance to identify the best combination of coverage, value, and price for you. We can help make sure your condo insurance individually meets your needs.
Client Reviews & Testimonials
Greene Insurance Group – Family Owned Insurance Agency
At Greene Insurance Group, we’ve been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 60 years. As an Independent Insurance Agent, we represent dozens of top-rated insurance companies, saving you the time and hassle of shopping for coverage yourself. Our Licensed Insurance Professionals will review your current insurance policies to ensure you get the best protection at the most competitive prices. Let Greene Insurance Group provide you with the peace of mind you deserve, knowing that your personal and business needs are covered by trusted professionals. Contact us today for a review of your current policies and see how we can help protect what matters most to you.
Providing best in class service to our clients
At Greene Insurance Group, we promise personalized, best-in-class customer service. Our Licensed Agents work in our local offices, not from home, ensuring your privacy and personal information are always protected. It’s a commitment we stand by: We’ll answer your calls and return your emails—because that’s the way it should be. You can always depend on the professionals at Greene Insurance Group.
We’re an Independent Insurance Agent – Greene Insurance Group
Benefits of Working with Greene Insurance Group:
- Customized Coverage: At Greene Insurance, we realize each of our clients needs differ and we customize coverage to fit their unique needs.
- Choice & Flexibility: As an Independent Insurance Agent, we represent dozens of top-rated insurance companies, unlike insurance agents who are limited to a single company. This gives us the flexibility to better meet your unique needs.
- Personalized Service: At Greene Insurance, we prioritize personalized service. An Account Manager assigned to your account will assist with policy questions, changes, billing, and claims, ensuring you always have a dedicated point of contact.
- Expertise and Advocacy: Our team has expertise in the insurance marketplace, helping you understand your insurance and coverage options. As your advocates, we’ll guide you through the claims process and ensure you receive fair treatment.
- Local Knowledge: As a locally-owned insurance agency, we are deeply rooted in our community. Our local presence enables us to understand area-specific risks and needs, offering insights that large, out-of-state companies may overlook.
- Ongoing Support: The relationships we build with our clients are why they refer their friends and family. At Greene Insurance, we offer a responsive team, work in professional office settings to protect your privacy. Our licensed insurance professionals who are always available to answer your questions and provide ongoing support, unlike faceless websites, chatbots or call centers.
