Commercial Property Insurance
Insuring Commercial Properties
One of the most common types of business insurance, Commercial Property Insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or man made disasters are examples of what is typically covered.
A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, Greene Insurance Group can help you determine the type of insurance policy and range of coverage that is best for your business. For a full list of coverage available, or to learn more about this product, contact us today.
Commercial Building Insurance
Do you own a commercial building? If so, do you have enough commercial property insurance to cover replacement costs? Although cost estimators are available, we recommend that you secure an appraisal from a third party to accurately determine the current replacement cost of your building. Give Greene Insurance a call and we’ll help you determine if you have enough commercial property insurance for your business.
Commercial Flood Insurance
Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage. Check your current property insurance policy to be sure you are covered. If you’re unsure, just ask Greene Insurance Group to review your coverage, and we’ll help you find the best solution.
Business Personal Property
Business personal property insurance covers property at a specified location for furniture, fixtures, equipment and inventory. Be aware that most commercial property policies have very limited coverage for property taken off the specified location. If you have equipment that is frequently taken off-site to various locations, it is important that you have an inland marine policy (equipment or installation floater).
Business Income (Business Interruption Coverage)
This coverage reimburses a business owner for lost profits and fixed expenses during the time that a business is closed. It applies while the premises are being restored because of damage from an event, such as a fire. Business income insurance may also cover financial losses that occur if civil authorities limit customer access to your neighborhood or business after a disaster. Greene Insurance Group strongly recommends that all businesses acquire this coverage.
Electronic Data Processing (EDP)
This coverage is separate property coverage specifically designed to protect your computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include things like power surges and in some cases virus attacks.
Client Reviews & Testimonials
About Greene Insurance Group
At Greene Insurance Group, our family has been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 63 years. As an Independent Insurance Agent, we represent dozens of top-rated insurance companies, saving you the time and hassles of shopping for insurance. You can rest assured you receive the best coverage at the best value to maxiumum protection!
As an Independent Insurance Agent, Greene Insurance Group will provide you with the peace of mind you deserve, knowing that your personal and business insurance needs are covered by trusted insurance professionals. Contact Greene Insurance today for a review of your current insurance policies and see how we can help protect what matters most to you.
Providing best in class service to our clients
At Greene Insurance Group, we promise to provide personalized and best-in-class customer service. Our Licensed Insurance Agents work in our local offices, ensuring your privacy and personal information are always protected. It’s a commitment we stand by. We answer your calls and return your emails—because that’s the way it should be. You can always depend on the professionals at Greene Insurance Group.
We’re an Independent Insurance Agent & Work for our Clients
Benefits of working with Greene Insurance Group:
- Customized Coverage- At Greene Insurance Group, we realize each of our clients and their needs differ and we customize coverage to fit their unique needs.
- Choice & Flexibility- As an Independent Insurance Agent, we represent dozens of top-rated insurance companies, unlike captive insurance agents who are limited offfering insurance with a single insurance company. Greene Insurance Group is a leading Independent Insurance Agent and we represent dozens of top-rated insurance companies giving us the ability to meet our clients unique needs.
- Personalized Service- We prioritize personalized service. Once you become our client, a Licensed Account Manager and team will be assigned to assist you with policy questions, changes to your coverage, billing, claims, and annual renewal reviews of your insurance.
- Expertise & Advocacy- The Team at Greene Insurance Group has the expertise in the insurance marketplace, helping you understand your insurance and coverage options. As your insurance advocates, we’ll guide you through the claims process and ensure you receive fair treatment.
- Local Knowledge- As a local and family-owned Independent Insurance Agent, Greene Insurance is deeply rooted in our community. Our local presence enables us to understand area-specific risks and needs, offering insights that many other insurance agents may overlook.
- Ongoing Support- The relationships we build with our clients are why they refer their friends and family. At Greene Insurance Group, we offer a responsive team, work in professional offices and on secure networks to protect your family and it’s privacy. Our licensed Insurance Agents are always available to answer your questions and provide ongoing support, unlike faceless websites, chatbots or call centers.
