Cincinnati Insurance Agency
Cincinnati Home Insurance
We can help you choose from several customizable Cincinnati homeowners policies:
Executive Select Home Insurance
Designed for homes with dwelling coverage values of $750,000 or more. This policy covers legal liability that you or your family have for bodily injury, property damage or personal injury to others while on or away from your premises and provides protection for your home and other physical assets, including:
- 200% Reconstruction Cost – In the event of a covered total loss, you will have up to 200% of coverage A to rebuild your home. This is substantially more coverage than most other competitors offer.
- Water Damage – $25,000 in coverage for a loss due to sump pump failure or backup of a sewer or drain. This limit may be increased up to $100,000, for an additional charge.
Executive Capstone Home Insurance
The Executive Capstone Homeowners Insurance Policy is designed specifically for higher value homes over $1.5 million dollars.
For homes with a replacement cost over $1.5 million, you deserve everything insurance should be, including specialized coverage features, limits and options tailored for the more complex insurance needs of high-value or luxury homes valued over 1.5 million dollars.
The Cincinnati Executive Capstone program covers the full cost to rebuild your home, in most states, and uses professionals to help establish the cost to reconstruct your home with all its special features.
Additional coverages include:
- Water damage due to sump pump failure, backup of a sewer or drain.
- Loss from operating your golf cart to visit friends, go shopping or to the golf course as long as your golf cart is not licensed for road use.
- Wildfire Protection Service provides potentially home-saving wildfire mitigation services.
- Kidnap and ransom expense for your or a covered family member who is wrongfully taken or detained.
Add optional Enhancements for your Homeowners Policy
Our set of optional homeowner policy enhancements allows you to add additional coverages to your policy to ensure your property is secure. Coupled with our exceptional local claims service, these unique coverage options add additional protection and security for you and your family.
- You can receive coverage for damage to or by golf carts, on or off the course.
- You can add our Identity Theft Expense Coverage and Advocacy Service.
- Personal Cyber Protection, which can be added to your Cincinnati home, condo or tenant policy, protects you from a range of personal cyber risks.
Auto Insurance by Cincinnati Insurance
As a Cincinnati Insurance Agent, we’ll help you understand your Cincinnati Auto Insurance coverage.
“Consider the Cincinnati Difference”
Not all car insurance is created equal. In fact, we’ve conveniently listed some of the reasons Cincinnati’s auto policy stands out from the crowd.
Available Features:
Insurance Coverage for Rental Cars
You receive our industry-leading coverage for rental vehicles when you purchase auto liability coverage with Cincinnati Auto Insurance. Should you have a covered accident in a rental car, claims are paid under your auto policy’s liability limit, with no deductible, in most states.
Cincinnati Auto Insurance covers physical damage to the vehicle, plus the rental company’s lost income while the vehicle is out of use. Other insurance companies may insure rentals under the auto policy’s physical damage coverage, requiring you to pay your policy deductible and buy coverage from the rental company for its lost income.
Combine your Auto, Home & Umbrella Insurance Policies for the Best Value & Convenience
Optional Enhancements:
- Capstone Auto
- Personal Auto Plus
- Replacement Cost Plus
- Antique or Collector Car Insurance
- Gap Coverage
Condo Insurance by Cincinnati Insurance Co.
Cincinnati Insurance insures condominiums all over America. Selecting the right condo insurance coverage is very important. As a condo owner, you have unique requirements for protecting your property, because your condo building and your individual unit have separate needs. While your condo association may have an condo association insurance policy, only the right condo-owners insurance coverage will protect the interior of your condo unit, your personal property and personal liability. You may not be aware, but most condo association policies do NOT provide coverage for the interior or “inside walls” of your condo unit. Loss Assessments Coverage is also very important coverage for condo owners. Ask an agent for more information.
Personal Umbrella Insurance by Cincinnati Insurance Co.
Protect your hard earned assets with Personal Umbrella insurance from Cincinnati Insurance Company. Imagine if your dog were to bite a neighbor’s child, if there’s an accident on your rental property, fire in your condo spreads to other units. What would happen if you or a family member missed a stop sign and struck and killed a pedestrian? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets or your future earnings. A personal umbrella insurance policy is very affordable and for most families less than $250 annually. Ask our agent for more information.
Client Reviews & Testimonials
About Cincinnati Insurance Company
In 1950, four independent insurance agents, living and working in Ohio, wanted something different, something focused on relationships and care, where everyone matters. Those agents formed The Cincinnati Insurance Company.
Cincinnati Insurance Company has hand-pick premier independent agents because of the relationships they have in their communities and the value they bring to you.
Cincinnati Insurance Company offers the Financial Strength to Protect it’s Clients
Cincinnati Insurance is among a select group of insurance companies that have been ranked A+ or higher by A.M. Best Company for more than 50 years. A.M. Best and three other independent rating firms award our property casualty and life operations with strong insurance financial strength ratings that assess our ability to meet our financial obligations to you.
Cincinnati Insurance Company believes in building relationships, not simply processing transactions, so we see our financial strength, including our more than $6.5 billion in policyholder surplus as of year-end 2022, as our opportunity to better serve you — from improved coverages to exceptional service.
Claims:
Call 877-242-2544 any time of the day or night to report claims.
Registered home and auto policyholders may also report or view a claim online or through the mobile app.
Make a Payment:
Automated Payment Support: 800-364-3400
Business Hours Customer Support: 888-242-0888
Payment Mailing Address:
P.O. Box 145496
Cincinnati, OH 45250-5496
Greene Insurance Group – Family Owned Insurance Agency
At Greene Insurance Group, we’ve been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 60 years. As an Independent Insurance Agent, we represent dozens of top-rated insurance companies, saving you the time and hassle of shopping for coverage yourself. Our Licensed Insurance Professionals will review your current insurance policies to ensure you get the best protection at the most competitive prices. Let Greene Insurance Group provide you with the peace of mind you deserve, knowing that your personal and business needs are covered by trusted professionals. Contact us today for a review of your current policies and see how we can help protect what matters most to you.
Providing best in class service to our clients
At Greene Insurance Group, we promise personalized, best-in-class customer service. Our Licensed Agents work in our local offices, not from home, ensuring your privacy and personal information are always protected. It’s a commitment we stand by: We’ll answer your calls and return your emails—because that’s the way it should be. You can always depend on the professionals at Greene Insurance Group.
