Cave Creek, AZ Auto Insurance
Auto, Home, Condo, Landlord, Umbrella, Life, RV, Business Insurance & More from top-rated insurance companies
Auto Insurance in Cave Creek, Arizona
As a local, family-owned Independent Insurance Agency, Greene Insurance Group offers Auto Insurance in Cave Creek, AZ from more than a dozen top-rated insurance companies. We’ll help you compare coverage and rates on your auto and home insurance saving you time and money. For superior protection, service and value, you can count on Greene Insurance.
Save money on your Cave Creek, AZ Auto Insurance
You can save even more money if you package your Cave Creek, AZ Auto Insurance and Cave Creek Home Insurance together. Ask us for more information. Call to speak with an insurance agent or visit our website to begin comparing rates and saving money on your Arizona Auto Insurance. You may also be able to save money by increasing your deductibles on comprehensive and collision.
Ways to help lower your Arizona Auto Insurance – Car Insurance Discounts
Bundle & Save up to 40% on your Arizona Auto Insurance:
- Bundle Auto Insurance with your Home Insurance
- Bundle Auto Insurance with your Condo Insurance
- Bundle Car Insurance with your Class A Motorhome Insurance
- Bundle Auto & Property Insurance with Motorcycle Insurance
- Bundle Auto & Property Insurance with Personal Umbrella Insurance
- Bundle Auto & Home Insurance with your Watercraft Insurance
Good Driver or Safe Driver Discount – You may be eligible to receive this Auto Insurance discount if each of the drivers in the household has had no moving violations such as accidents, speeding tickets or reckless driving and no at-fault accidents.
Advanced Quote Discount – If you call for an auto insurance quote at least 8 days prior to your auto insurance renewal or the car insurance policy effective date, you may receive an advanced quote discount on your auto insurance policy.
Claims Free Discount – If you car insurance policy has had no claims the past several years (period of time usually 5 to 7 years depending on insurance company), most auto insurance policies are eligible to receive a claims free discount.
When shopping for Arizona Car Insurance, remember that car insurance companies can use the following factors to determine rates when shopping for car insurance:
- Driving record
- Age
- Gender
- Marital status
- Location
- Your car’s make and model
- Your average mileage
- Credit history
- The types of optional car insurance you purchase
- Your deductible (out-of-pocket expenses you must pay towards a claim)
- The higher your deductible, the lower your premium
Good Student Discount – Do you have a student in high school or college with a GPA of 3.0 or better? Your car insurance could qualify for a Good Student discount if your child is listed as a driver on the car insurance policy and is over 16 years of age and is a full-time student (high school or college). Eligible high school and college students may receive Car Insurance Discounts for maintaining a higher grade point average (GPA). Each insurance company has different requirements, ask your agent at Greene Insurance for more details.
Student Away at School Discount – See below for who qualifies for discount on auto insurance
- Is a student who resides at a school more than 100 miles away from home with no vehicle in their possession at school.
- Drives the auto at the primary residence only while home during the school vacation, breaks or holidays.
Arizona State Minimum Car Insurance Requirements:
If you own and register a vehicle(s) in the State of Arizona, you must obtain Arizona Car Insurance which complies with state law. Car Insurance protects you, others and your finances in the event of a car accident.*
What is the minimum required coverage in Arizona?
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $15,000 property damage liability
* The State of Arizona monitors car insurance compliance through an insurance carrier database with insurance reporting by the car VIN number. Make sure your car insurance company has the correct VIN # for proper reporting to the State of Arizona.
If you are found not to have your vehicle insured with at least the state minimum required car insurance limits, your vehicle registration and driver’s license can and will be suspended by the State of Arizona.
You are required to carry an auto insurance identification card in your vehicle at all times. If you are involved in an accident or stopped for a moving violation, you will be asked to provide the police officer the auto insurance id card as proof of insurance. If you are unable to provide a police officer with proof of Arizona Car Insurance, you will be considered an un-insured driver and likely be issued a traffic citation.
If you are convicted of driving a vehicle registered in the State of Arizona without a valid Arizona Car Insurance policy, you will face the following penalties:
- Suspension of your Arizona Vehicle registration
- Fines
- Possible suspension of your Arizona Drivers License
How much does Car Insurance cost in Arizona?
The average cost of Car Insurance in Arizona is $1,782 per year. However, your individual rates will vary depending on a number of factors, such as your age, driving history, and the type of car you drive.
What factors affect your Arizona Car Insurance rates?
- Drivers Age: Younger drivers typically pay higher rates than older drivers.
- Your driving history: Drivers with clean driving records typically pay lower rates than drivers with accidents or traffic violations.
- The type of car you drive: More expensive cars typically have higher insurance rates.
- Your location: Drivers who live in more urban areas typically pay higher rates than drivers who live in rural areas.
Client Reviews & Testimonials
Cave Creek, Arizona Insurance
At Greene Insurance Group, we’ve been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 60 years. As an Cave Creek, AZ Insurance Agent, we offer insurance from top-rated insurance companies, saving you the time and hassle of shopping for coverage yourself. Our Licensed Insurance Professionals will review your current insurance policies to ensure you get the best protection at the most competitive prices. Let Greene Insurance Group provide you with the peace of mind you deserve, knowing that your personal and business needs are covered by trusted professionals. Contact us today for a review of your current policies and see how we can help protect what matters most to you.
We provide best in class service to our clients
At Greene Insurance Group, we promise personalized, best-in-class customer service. Our Licensed Insurance Agents work in our Arizona offices, not remotely or from an overseas call center. This ensures your privacy and personal information are well protected. It’s a commitment we stand by. We’ll answer your calls and return your emails—because that’s the way it should be. You can always depend on the professionals at Greene Insurance Group.
Greene Insurance Group serves all Cave Creek and the surrounding areas of Phoenix, Carefree, Anthem, Desert Hills, Rio Verde, and Scottsdale.
Cave Creek, AZ Independent Insurance Agent
As an Independent Insurance Agent in Cave Creek, Arizona, the Team at Greene Insurance Group will work to customize insurance for our clients and their needs. When you call Greene Insurance Group, our team of Licensed Insurance Professionals will help you find the best coverage at the best rates from among dozens of top-rated insurance companies.
