AZ Auto Insurance
Call (480) 657-2800 or (888) 958-5622 for Arizona Auto Insurance Quotes
Shopping for Auto Insurance in AZ?
The right Arizona Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed. Car Insurance can protect against damage to your auto by an accident, fire, theft, or other covered event.
AZ Auto Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle. It is very important to talk with the licensed insurance professionals at Greene Insurance Group to find the answers to these questions. Purchasing Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online. Be sure to ask an Greene Insurance Group Agent about Auto Insurance coverage. We’re here for you!
AZ Auto Insurance Coverage
Collision Insurance – Pays for damage caused to your vehicle in an auto accident. Collision coverage usually comes with a deductible. The deductible is the amount of money you pay toward repairs before your collision coverage begins paying. The higher the deductible you’re willing to pay, the lower your auto insurance premium. Although it’s not legally required by The State of Arizona to carry collision coverage, most banks will likely require this coverage if your vehicle is financed or leased.
Comprehensive Insurance – Covers damage to your car in some way other than a collision. Some examples of comprehensive coverage would include: vehicle theft, vandalized or catches fire. In addition, flood and windshield damage are events that can provide coverage under comprehensive auto insurance. Although it’s not legally required by The State of Arizona, most banks will likely require comprehensive coverage if your vehicle is financed or leased.
How to Lower Your AZ Auto Insurance Rates
There are several ways to lower your Auto Insurance Rates. Ask an Insurance Agent for more info.
Multi-Policy Discount
Bundle your AZ Auto Insurance with your Arizona property insurance and you could save up to 35%.
- Auto and Homeowners
- Auto and Renters
- Auto and Condominium
Good Student Discount
Policyholders could qualify for a Good Student discount if their child is listed as a driver on the policy, over 16 years old and is a full time student (high school or college). Eligible high school and college students may receive discounts for maintaining a higher grade point average (GPA). Each company has different requirements, ask the insurance agent for more details.
AZ Auto Registration Requirements
If you recently moved to Arizona and own a vehicle registered in Arizona, you’re required to obtain Arizona Auto Insurance.
If you look at the stop of your Auto Insurance ID card, it should read “Arizona Auto Insurance” at the top. If it has the name of another state and not Arizona, you’ll need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Law. It is important to know if your vehicle isn’t insured in Arizona as soon as you register the vehicle in Arizona, your vehicle registration will be suspended under the Mandatory Insurance Law.
In Arizona, all vehicles registered must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.
AZ Auto Insurance State Limits
Arizona requires drivers to maintain car insurance that meets or exceeds the state minimum by Arizona Law. *
* As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:
- Bodily injury liability coverage: Minimum $25,000 bodily per person / $50,000 per accident
- Property damage liability coverage: $15,000 minimum
- Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
- Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
Note: While we do not recommend it, Policyholders may reject uninsured and underinsured motorist coverage by signing a rejection form. Ask a licensed agent for details.
*While this is the Arizona State Minimum, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.
Client Testimonials & Reviews
Greene Insurance Group – Arizona Insurance Agency
Providing Best in Class Service
Since 1962, our family has pledged to protect families and businesses through personal and business insurance products. As an Independent Insurance Agency in Arizona, Greene Insurance Group will review your present insurance coverage and help you compare insurance rates from dozens of top-rated insurance companies. Greene Insurance Group will be your local Arizona Insurance Agent and we’ll be here to make any changes to your policy, answer questions regarding your insurance coverage or potential claims. You can trust our team of professionals for best in class service.
Arizona Independent Insurance Agent
Greene Insurance Group is an locally-owned Independent Insurance Agent in Arizona offering personal insurance and business insurance from top-rated insurance companies. Unlike many other insurance agencies in Arizona, Greene Insurance Group isn’t owned by an insurance company and we offer insurance from dozens of top-rated insurance companies. We’re a locally-owned Arizona Independent Insurance Agent allowing us to customize insurance coverage to save our clients time and money.
Greene Insurance Group offers Personal Insurance such as: Auto Insurance, Home Insurance, Renters Insurance, Condo Insurance, Landlord Insurance, RV Insurance, Motorcycle Insurance, Motorhome Insurance, Boat Insurance and more.
Greene Insurance Group offers Business Insurance such as: Business Liability Insurance, Commercial Property Insurance, Workers Compensation Insurance, Business Auto Insurance, Inland Marine Insurance, Professional Liability Insurance, Commercial Umbrella Insurance and more.
Insurance from Top-Rated Insurance Companies:
Some of the insurance companies we represent in Arizona include: Auto-Owners, Chubb, Cincinnati, Foremost-Farmers, The Hartford, Liberty Mutual, Main Street-American Family, Mercury, National General-Allstate, Nationwide, Progressive, Safeco-Liberty Mutual, Travelers, West Bend and many more specialty insurance companies.
Some may assume purchasing insurance online or direct from an insurance company offers more savings. We have found this isn’t the case. Clients who compare our insurance quotes, coverage, discounts and features versus those of our competitors, find the insurance quotes and service we provide rival our competitors.
Trusted Choice Insurance Agency in Arizona
Some final considerations when purchasing insurance:
- Once you purchase insurance, Who will be your point of contact when a question arises or you need to make a change to your insurance coverage?
- When you reach out to your Insurance Company, what will your experience be? Will you experience long hold times when you call? At Greene Insurance, we answer our calls promptly.
- Insurance rates change from time to time and your needs may change if you move, trade vehicles or have a claim. Does your insurance company or insurance agent offer insurance from other insurance companies? Greene Insurance Group offers personal and business insurance from dozens of top-rated insurance companies. We save our clients the hassles of shopping for insurance saving you time and money.
- Some insurance agents or companies require their customers submit a contact request and wait for an email response. It’s our pledge you will always be our top priority and our licensed insurance agents will answer your call, return messages and respond in a timely fashion.
- You can trust Greene Insurance Group. We save our clients time & money. You can relax knowing when you select Greene Insurance Group, we’re working in your interest to help you understand your insurance and coverage and customize it to fit your unique needs.
When you select Greene Insurance Group, we’ll be your local Arizona Insurance Agent. Our team prides itself with providing best in class service.
Greene Insurance Group of Arizona proudly serves the following communities:
Phoenix, Scottsdale, Paradise Valley, Cave Creek, Carefree, Fountain Hills, Anthem, Chandler, Gilbert, Mesa, Queen Creek, San Tan Valley, Tucson, Marana, Oro Valley, Ahwatukee Foothills, Goodyear, Litchfield Park, Waddell, Buckeye, Surprise, Glendale, Peoria, Prescott, Prescott Valley, Flagstaff, Sedona and surrounding areas.
