Shopping for Ahwatukee, AZ Auto Insurance?
As an family-owned Arizona Insurance Agency, we know how important it is the best Arizona Auto Insurance for Ahwatukee residents.
The right Arizona Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other covered event.
Arizona Auto Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. This is why it is important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions.
Purchasing Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online.
Be sure to ask an Greene Insurance Group Agent about Ahwatukee, AZ Auto Insurance coverage. We’re here for you!
Bundle your Ahwatukee, AZ Auto Insurance & Save
Bundle your Ahwatukee, AZ Auto Insurance with your Home Insurance and save up to 35%. Ask an agent.
Arizona Auto Insurance Discounts
Eligible high school and college students may receive discounts for maintaining a higher grade point average (GPA) of at least 3.0 or better. Each insurance company has different requirements, ask the insurance agent for more details.
Auto Insurance Coverage
Collision Insurance – Pays for damage caused to your vehicle in an auto accident. Collision coverage usually also comes with a deductible. The deductible is the amount of money you pay toward repairs before your collision insurance coverage begins paying. The higher the deductible you’re willing to pay, the lower the premium. Although it’s not legally required by The State of Arizona, most banks will likely require this coverage if your vehicle is financed or leased.
Comprehensive Insurance – Covers damage to your car in some way other than a collision, such as if it were stolen, vandalized or catches fire. Flood, windshield damage are events usually covered by comprehensive auto insurance. Although it’s not legally required by The State of Arizona, most banks will likely require comprehensive coverage if your vehicle is financed or leased.
Arizona Auto Insurance State Minimum Limits
Arizona requires drivers to maintain car insurance that meets or exceeds the state minimum by Arizona Law. *
* As of July 1, 2020, Arizona Auto Insurance (State Minimum) Liability Limits increased to:
- Bodily injury liability coverage: Minimum $25,000 bodily per person / $50,000 per accident
- Property damage liability coverage: $15,000 minimum
- Uninsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
- Underinsured motorist bodily injury coverage: Minimum $25,000 per person / $50,000 per accident
Note: While we do not recommend it, Policyholders may reject uninsured and underinsured motorist coverage by signing a rejection form. Ask a licensed agent for details.
*While this is the Arizona State Minimum, we suggest our clients protect themselves by maintaining higher than state minimum auto insurance limits.
Arizona Auto Insurance Required for Registration
If you own a vehicle in Arizona, you are required to obtain Arizona Auto Insurance. If you look at the stop of your Auto Insurance ID Card, it you show if you have Arizona Auto Insurance. If the Auto Insurance ID Card does not say “Arizona Auto Insurance” and has another state listed instead of Arizona, you will need to obtain Arizona Auto Insurance ASAP to comply with Arizona State Law or your Arizona Vehicle Registration will be suspended under the Arizona Mandatory Insurance Law. In The State of Arizona, all vehicles registered in Arizona, must be insured with Arizona Auto Insurance under the Arizona Mandatory Insurance Law.
Greene Insurance Group
Since 1962, our local and family-owned insurance agency has pledged to protect families and businesses through personal and business insurance. As an Independent Insurance Agent, we’re able to compare and customize coverage and find the best rates to fit your needs. We offer insurance from dozens of top-rated insurance companies and we’ll be your local Insurance Agent for questions about coverage or claims.
Locally-Owned Arizona Independent Insurance Agent
We welcome the opportunity to earn your business We want to serve and protect you and your family.