We live in the desert Southwest and it doesn’t rain often. When it does rain, it can really come down.
When recommend flood insurance to our clients in Arizona. We often hear “why would we need flood insurance in Arizona, it never rains”.
That is partly true. Phoenix and Arizona is well known for the number of sunny days we enjoy. This doesn’t mean Arizona Homeowners should not consider flood insurance. We’ve had an active Monsoon Season here in Arizona in 2022 and it’s not over yet. On September 8, 2014, the Metro Phoenix area received a historic rainfall, the wettest in it’s history. Monsoon rains can blow in suddenly and the rain can come down very hard and overload the sewers and canals designed to carry it away. Metro Phoenix and it’s neighbors- Scottsdale, Mesa, Tempe, Gilbert, Chandler, Glendale, Peoria, Surprise, Anthem, Carefree, Cave Creek and Queen Creek are all part of the Valley of the Sun. The mountains that surround the valley often drive the rain down their slopes and into our neighborhoods, streets and sewers. We often find the downpours are too much for our valley drainage systems and some neighborhoods experience flooding. Occasionally, the flooding can be severe, as we have seen in 2014 and in 2022.
Now, the good and bad news…
Most Home Insurance policies DO NOT COVER FLOODING
The bad news is, most homeowners insurance policies DO NOT provide coverage for flooding. The good news, flood insurance is available through Greene Insurance Group and the National Flood Insurance Program. Flood insurance is not required in most areas of Metro Phoenix, however if you live in one of Maricopa Counties designated flood plains and are financing your home with a mortgage, your mortgage company will likely require flood insurance.
How much does flood insurance cost in Arizona?
Flood insurance rates are established by FEMA (Federal Emergency Management Agency) and can vary depending on the areas flood potential or risk.
Call us for a package home and flood insurance quote at 480-657-2800 or 888-958-5622.
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Greene Insurance Group – Arizona Insurance Agency
Insuring families & businesses since 1962
At Greene Insurance Group, we’ve been dedicated to safeguarding families and businesses with comprehensive insurance solutions for over 60 years. As an Arizona Insurance Agency and an Independent Insurance Agency in Arizona, we represent dozens of top-rated insurance companies saving you the time and hassle of shopping for insurance.
Our Licensed Insurance Agents will review your present insurance coverage and suggest the best protection at the most competitive prices. Let Greene Insurance Group provide you with the peace of mind you deserve, knowing that your personal and business insurance needs are protected by trusted and licensed insurance professionals. Contact Greene Insurance Group for a review of your current insurance policies and see how we can help protect what matters most to you.
We provide best in class service to our clients
At Greene Insurance Group, we promise a personalized and best-in-class customer experience. We live and work here in Arizona and we’re ready to provide the best in personalized service. Our Licensed Insurance Agents work in our local offices, not from home, ensuring your privacy and personal information are protected. It’s a commitment we stand by: We’ll answer your calls and return your emails – because that’s the way it should be. You can always depend on the professionals at Greene Insurance Group.
