Vault Insurance Arizona

Vault Insurance Arizona Agent

Call 480-657-2800 for Vault Insurance Quotes in Arizona

Call 480-657-2800 or 888-958-5622 for Free Insurance Quotes

Home Insurance by Vault Insurance

Vault Insurance insures high value homes in Arizona over $1 million.

Your homes, and everything inside them, matter as much to us as they do to you. You can see that level of care in our coverage, which has been designed specifically to protect the extraordinary quality, customization and detail in higher-value homes.  Combining superior attention to detail with concierge-level services, we can promise you the best-possible insurance experience.

Home Complete Package:

• Extended Replacement Cost up to 200% or GRC Option Available
• Cash Settlement Option
• Back-Up of Sewers & Drains (up to 100% of Coverage A)
• Identity Theft
• Pet Injury ($5,000)
• Landscaping Coverage
• Automatic Coverage for Trusts and LLCs
• Cyber
• Service Line
• Home Systems Protection
• Loss Mitigation Claims Benefit
• Environmentally Green Updates

Deductible Options:
• All Other Peril: $2,500 to $250K

Home Complete Endorsements:

  • Guaranteed Replacement Cost (Pays for reconstruction for dwelling, even if greater than coverage limits)
  • Home Systems Protection/Equipment Breakdown Options: $100K, $250K, $500K; Deductible $500; See Details
  • Deductible Waiver for Large Loss : Applies if AOP deductible is $25K or below
  • Service Line Endorsement: $50K Coverage Limit; Deductible: $500
  • Home Cyber Protection Coverage Limits: $25K, $50K, $100K
  • Loss Assessment Base: $50K; Option to increase up to $100K
  • Increased Incidental Business Property Base: $10K; Option to increase up to $25K
  • Increased Incidental Business Threshold Revenue options $25K and $50K
  • Earthquake Coverage Extension Deductible Options: 10%, 15%, 20%, 25%
  • Earthquake Coverage Extension for Loss Assessment; Option to increase up to $100K
  • Increased Mold Coverage; Base: $20K; Options to increase: 10%, 25%, 100%
  • Landscaping Limit Increase; Base 5% of dwelling limit (max $5K for individual tree, shrub or plant) Coverage options up to $10K per tree, shrub or plant
  • Lux Valuables Applicable to all classes
  • LEED Rebuilding Cost Will pay additional reasonable costs to rebuild home to meet LEED cert

Auto Insurance by Vault Insurance

When it comes to insuring luxury or high value vehicles and the families who drive them, traditional auto insurance just doesn’t cut it. We go way beyond traditional coverages and service and thrive on being responsive, flexible and swift when it comes to recovery. Our team will have you back on your feet — and wheels — swiftly and safely.

Auto Product Highlights:

• Worldwide Liability: Property and liability coverage is automatically provided when renting or borrowing vehicles anywhere in the world for up to 90 days.

• Pet Injury: Coverage for reasonable medical expenses related to domestic pets involved in a covered auto loss.

• Airbag Deployment: Covers the full cost to repair the vehicle in the event of an accidental deployment of airbags.

• Auto Lock: Lost or stolen key replacement.

• Rental Car Reimbursement: Up to $15,000 total coverage which also includes reasonable expenses for transportation, meals and lodging. There is
no per day maximum.

• Newly Acquired Vehicles: Coverage for newly acquired vehicles (policy terms apply).

• Agreed Value: Provides coverage equivalent to the agreed value at the time of purchase with no depreciation.

Excess Liability (Personal Umbrella Insurance)

Whether you’re traveling around the world or diving into new challenges and experiences, your world is full of excitement. Of course, that means it is also full of unique exposures. You’ve worked hard to be able to enjoy life. Having the wrong coverage or insufficient liability limits can pose the biggest risk to your financial security. Our excess liability policies ensure you are properly protected.

Collectibles & Fine Art

Collections come in all shapes and sizes. From fine art and fine jewelry to vintage wine and rare whiskey to couture gowns and priceless antiques whatever your passion, let us protect it. Vault’s comprehensive approach to covering such valuables means you can wear, use, and display your treasures without worry.

Available Classes:

• Jewelry
• Bank Vaulted Jewelry
• Collectibles
• Silver
• Wine
• Coins
• Stamps
• Fine Arts
• Furs
• Musical Instruments
• Collector Cars
• Miscellaneous

LUX Discounts or Credits on Home Insurance

• Appraisal Credit (Appraisals w/ in the past 2 years or bill of sale) -20%

• Central Station Burglar Alarm – 5%

• Central Station Fire Alarm – 5%

• Full-time Live in Caretaker Credit – 5%

• Home Safe Credit 5%

Vault Insurance Company will insure homes owned by Trusts and LLC’s in Arizona


Vault Insurance Company’s Home Complete automatically provides coverage for Trusts and LLCs when the Trusts or LLCs that have any ownership in commercial entities or watercraft over 25’ or employ a captain and crew are not eligible for coverage.

About Vault Insurance Company

Vault Insurance Company