If your home is insured incorrectly with a standard home insurance policy, but you rent it out on a short-term basis or as a vacation rental, you will likely have difficulty if you have a claim.
Insurance isn’t a one-size-fits-all situation. We have options to help you customize your policy to include coverage you believe are right for your situation.
You can add coverages such as:
- Loss of Rents – applies to the loss of actual rents if the dwelling is temporarily uninhabitable due to a covered loss.
- Personal Property – these are the things you may have in the home, such as furniture, decorations, appliances, etc.
- Liability Insurance – If a claim is made against you or a lawsuit is brought against you for damages due to bodily injury or property damage caused by an accident on the insured premises.
- Be sure to ask our licensed agent for additional coverage options.