Arizona Vacation Rental Property Insurance

Call (480) 657-2800 or (888) 958-5622 for Arizona Vacation Rental Property Insurance

What is an Arizona Vacation Rental Property?

We define a Vacation and Short-Term rental property as one which you own and may sometimes use, which you rent to others on a daily, weekly or monthly basis (not more than five months at a time).  We insurance Vacaton Rental Properties throughout Arizona. We insure properties such as single family homes, condos, townhomes, cabins, and ranches.

Vacation Rental Insurance in Arizona

We insure short-term vacation rental properties listed on websites such as:

  • VRBO
  • AirBNB
  • HomeAway
  • HomeToGo
  • Evolve
  • Vacasa
  • FlipKey
  • Expedia

Make sure you have the right Vacation Rental Insurance

You’ll want to make sure you have the correct type of insurance policy for your short-term rental property. If you don’t purchase the right type of policy, you may NOT be properly protected in case of a claim. A typical landlord insurance policy doesn’t usually protect you in the event of a claim when the property is rented for the short term (daily, weekly, monthly or less than one year).  Most Homeowners policies exclude coverage if you’re renting your home for use as a Vacation Rental, and many insurance companies won’t insure these kinds of homes in their landlord programs.

Call (888) 958-5622 for Arizona Insurance Quotes

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Arizona Vacation Rental Insurance Options:

If your home is insured with a standard Homeowners policy, but you rent it out on a short-term basis, you might have difficulty if you have a claim.

Policy Features:
Insurance isn’t a one-size-fits-all situation. Foremost allows you to customize your policy to include the coverages that you believe are right for your situation. The Foremost base policy covers the home itself (and any attached structures, like a garage).

You can add coverages such as:

  • Loss of Rents – applies to the loss of actual rents if the dwelling is temporarily uninhabitable due to a covered loss.
  • Personal Property – these are the things you may have in the home, such as appliances or furniture.
  • Liability – applies if a claim is made against you or a suit is brought against you for damages due to bodily injury or property damage caused by an accident on the insured premises.
  • OPTIONAL SETTLEMENT METHOD – The base policy has an Agreed Loss settlement provision, which means that if your home is destroyed by a covered loss, you receive the full amount of Coverage A (Dwelling) insurance listed on your policy’s Declarations Page, minus any applicable deductible. You won’t have to argue about what your home was worth or guess what your settlement will be.

About Greene Insurance Group Arizona

Since 1962, our family has pledged to protect families and businesses through personal insurance and business insurance products.  The insurance professionals at Greene Insurance Group will work hard to find you the best coverage for the best prices and we’ll save you time and money!  Greene Insurance Group can better serve our clients and their individual coverage needs.

Trusted Choice Independent Insurance Agent ArizonaWe’re an Independent Insurance Agent,  “We work for you”

As an Arizona Independent Insurance Agent, we work for you.  We’re not owned by or contracted with any one insurance company.  This allows our insurance professionals to find the best coverage and prices from dozens of top-rated insurance companies and there’s no additional fee.  When you select Greene Insurance, you’ll receive service from a local, Arizona Insurance Agency, not a call center. We’ll be here to assist you with any changes to your policy, insurance coverage or claims. We welcome the opportunity to earn your business and serve and protect you and your family.

There are 2 types of insurance agents – Independent Insurance Agents and Captive Insurance Agents.

  • Independent Insurance Agents may offer insurance from multiple insurance companies.
  • Captive insurance agents (State Farm, Geico, Allstate, Farmers) only offer insurance from one company.

Greene Insurance Group serves all of Arizona including cities of: Phoenix, Scottsdale, Paradise Valley, Cave Creek, Carefree, Anthem, Chandler, Gilbert, Mesa, Queen Creek, Ahwatukee Foothills, Goodyear, Buckeye, Surprise, Peoria, Prescott, Prescott Valley, Sedona, Flagstaff and surrounding areas.

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