Utah Auto Insurance from Top-Rated Insurance Companies
The right Utah Auto Insurance can help get you back on the road quickly if your car is damaged or destroyed. Car Insurance can protect against damage to your auto by an accident, fire, theft, or other covered event. Car Insurance may also provide protection against medical and legal expenses resulting from injury, loss of life and/or property damage caused by you and your vehicle. It is very important to talk with the licensed insurance professionals at Greene Insurance to find the answers to these questions. Purchasing Utah Auto Insurance online is risky, especially when many of these options are sometimes not included in auto insurance quotes purchased online. Be sure to ask an Greene Insurance Agent about your Utah Auto Insurance coverage and free car insurance quotes. We’re here for you!
Utah Auto Insurance Coverage
Collision Insurance – Pays for damage caused to your car in an auto accident. Collision Insurance coverage usually comes with a deductible. The deductible is the amount of money you pay when placing a claim before the car insurance collision coverage begins paying. You may lower your auto insurance rates if you are willing to pay a higher deductible. Although it’s not legally required by The State of Utah to carry collision coverage on your Utah Car Insurance, lenders will require this coverage if your vehicle is financed or leased.
Comprehensive Insurance – Covers damage to your car in some way other than a collision. Some examples of Comprehensive Insurance coverage would include: if your vehicle is stolen, vandalized or catches fire. In addition, flood and windshield damage to your vehicle can provide coverage under Comprehensive Insurance coverage on your Utah Auto Insurance. Although it’s not legally required by The State of Utah, most banks will likely require Comprehensive Insurance Coverage if your vehicle is financed or leased.
Ways to help lower your Utah Auto Insurance
Bundle & Save up to 40% on your Utah Auto Insurance
- Bundle your Auto Insurance with your Utah Home Insurance
- Bundle your Auto Insurance with your Renters Insurance
- Bundle Auto Insurance with your Condo Insurance
Auto Insurance Discounts
Good Student Discount – Do you have a student in high school or college with a GPA of 3.0 or better? You could qualify for a Good Student discount if your child is listed as a driver on the car insurance policy, over 16 years of age and is a full-time student (high school or college). Eligible high school and college students may receive Car Insurance Discounts for maintaining a higher grade point average (GPA). Each insurance company has different requirements, ask your agent at Greene Insurance for more details.
Good Driver Discount – You may be eligible to receive this Auto Insurance discount if each of the drivers in the household has had no moving violations and no at-fault accidents during the past three years.
Student Away at School Discount – This discount applies to a vehicle when each of the assigned drivers under the age of 25:
- Is a student who resides at school more than 100 miles from home
- Drives the automobile only while home during the school vacation or holiday periods
- Keeps the automobile at home while away at school
Auto Insurance Requirements:
If you own and register an Car in Utah, you’re required to obtain Utah Auto Insurance. It is important if you have relocated from another state to Utah, you obtain Utah Auto Insurance ASAP before you register your vehicle. If you look at the top of your Auto Insurance ID card, it should read “Utah Auto Insurance ID card”. If it has the name of another state and not Utah, you’ll need to obtain Utah Car Insurance ASAP to comply with Utah State Laws. *It is important to note, If you don’t purchase Utah Car Insurance as soon as you register your vehicle in Utah, your Vehicle Registration will be suspended and as the vehicle owner, you will be fined under the Mandatory Insurance Law. All vehicles registered in Utah must be insured with Utah Auto Insurance.
Utah Minimum Car Insurance Requirements
In Utah, liability car insurance is mandatory for all drivers. Utah has provisions for liability coverage, personal injury protection (PIP) and uninsured or underinsured motorist coverage.
Liability insurance covers only the other car and/or that car’s driver and passengers when you are found at fault for the accident. Your liability insurance minimums for Utah are:
- $25,000 bodily injury liability to one person in an accident
- $65,000 bodily injury liability to two or more people per accident
- $15,000 property damage liability per accident
Greene Insurance Group – Utah Insurance Agent
Insuring families & businesses since 1962
Since 1962, our family has been protecting families and businesses through personal and business insurance products. As an Independent Insurance Agent, the Insurance Professionals at Greene Insurance will review your present insurance and compare insurance rates from over a dozen top-rated insurance companies.
Personal Insurance:
- Auto Insurance
- Home Insurance
- Condo Insurance
- Renters Insurance
- Personal Umbrella Insurance
- Landlord Insurance
- Secondary / Seasonal home Insurance
- Motorcycle Insurance
- RV / Motorhome Insurance
- Life Insurance
- Luxury Auto & Home Insurance
Commercial Insurance:
We provide best in class service to our clients
At Greene Insurance, We promise old-fashioned customer service. We work in professional office settings, answer our phones, return your phone calls and emails and we’re here to serve you! You can depend on the Professionals at Greene Insurance Group. We’re ready to provide the best in personalized service.
Utah Independent Insurance Agent
Why select Greene Insurance Group?
At Greene Insurance, we customize insurance to fit our clients and their individual needs. When you call Greene Insurance Group, you can relax knowing as an Independent Insurance Agency and we’ll comparing insurance rates and coverage from dozens of top-rated insurance companies.
At Greene Insurance Group, it’s our promise you will always be our top priority
Benefits of working with Greene Insurance Group:
- Choice and Flexibility: As an Independent Insurance Agency, Greene Insurance Group isn’t limited to a single insurance company, we represent dozens of top-rated insurance companies allowing us to better serve our clients and their needs.
- Personalized Service: At Greene Insurance, we offer a higher level of personalized service. As our client, your account is assigned a Licensed Account Manager to assist with policy questions, changes, billing and claims.
- Expertise and Advocacy: With extensive knowledge of the insurance marketplace, Greene Insurance Group can demystify the intricacies of various insurance policies and coverage options. Additionally, the licensed professionals at Greene Insurance Group act as advocates for our clients, helping to navigate the claims process and ensuring our clients receive fair treatment from insurance companies.
- Local Knowledge: Greene Insurance Group is locally-owned and deeply rooted in our community. Our local presence ensures our team understands the needs of our area, offering insights larger insurance agencies or companies located out of state may miss.
- Ongoing Support: The relationship we develop with our clients is why they refer their friends and family to Greene Insurance Group. When purchasing insurance through a website or call center, who do you call for questions? You need the team at Greene Insurance Group.
We offer best in class service to our clients
We know how difficult and frustrating it can be when calling a business and unable to reach a live person or transferred from department to department.
Many companies have closed their local offices, downsized their staff, and some transfer calls to overseas call centers. Other companies are forcing their customers to utilize chat bots, leave voicemails and sometimes wait days for a return call. At Greene Insurance Group, we understand how frustrating it can be having no point of contact or local office to visit when you have questions. Once you select Greene Insurance Group, we’ll remain your Insurance Agent and our team will be here to assist with questions, changes to your policy, billing and claims questions. At Greene Insurance, we promise to answer your calls, return your emails and our team of professionals work in local offices utilizing secure protocols to protect our clients and their privacy. It’s our promise to always deliver first class service to our clients.