How many drivers have NO Car Insurance while driving?
According to recent estimates by the Insurance Research Council (IRC), roughly 1 of 7 drivers is not insured. In Arizona, that number is believed to be higher.
Let’s also consider the number of drivers who only carry minimum state auto insurance limits or let their insurance lapse or cancel.
It should come as no surprise given the type of advertisements from personal injuries attorneys, auto accidents are commonplace.
we see from auto insurance companies advertising “cheap” rates. Too often, the emphasis is on getting a cheap rate, and drivers are besieged with ads about that encourage them to buy “state minimum” auto limits in order to save money. There’s no denying that it can be a temptation for some drivers in a struggling economy. All the more reason to make sure you are protected from the drivers with UM/UIM coverage on both your auto and personal umbrella policies.