How do I know if I need a personal umbrella insurance policy?

It used to be that the only people who needed personal umbrella liability policies were wealthy individuals, who had sizable amounts of personal assets that would be at risk in a lawsuit.

However, in our very litigious society, even individuals with modest incomes and assets are often subjects of large lawsuits. Since those with modest incomes are even less able to pay damages than a wealthy individual, Greene Insurance Group recognizes the need to provide coverage limits greater than what can be obtained from their homeowner insurance or car insurance policies.