Arizona Personal Umbrella Insurance

Protecting your assets are important & Personal Umbrella Insurance can do just that!

If you are sued, do you have enough coverage on your underlying home insurance and auto insurance to protect you?

Do you even know what underlying coverage means? Most people don’t.

Once the liability limits are exhausted on your home, auto, or other policy, a Personal Umbrella Insurance can take over and provides a second layer of protection of $1,000,000 or more depending on your assets.

Some ask, if I don’t have assets, what can they sue me for?  People are oftentimes sued for the equity in the home or garnish against future wages.

Talk with a Licensed Insurance Professional at Greene Insurance Group to determine the right amount of coverage for your needs.

Examples of why Personal Umbrella Insurance in Arizona is so Important

• Do you have youthful drivers in the household?  Statistics show youthful drivers have less driving experience and pose a greater risk to you
• What would happen if your dog was to bite a neighbor’s child?
• Do you own rental property(s)?  What if there was an accident on your rental property?
• What if someone in your household was at fault and severely injured or killed another person(s) in an auto accident?
• What would happen if a fire in your condo spread to other units?
• There was a drowning in your swimming pool?

If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.